Bay County property record for 1120 Varsity Dr, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $171 (2025) |
| Deeds & Mortgages | Dec 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 17620-000-000 |
| Primary APN | 17620-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Lot Area | 4,879 sqft (0.112 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 41 ft wide |
| Street Address | 1120 VARSITY DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC03 |
| Legal Description | PINE-LEA 3RD ADD LOT 10 LESS NELY POR N OF PT 128.3' N OF SE COR TO WOODS ORB 452 P 167 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | PINE-LEA 3RD ADD |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 156 PALM GROVE BLVD, PANAMA CITY, FL 32408-5238 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 31, 2025 |
| Transfer Doc | 0049881354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 1120 VARSITY DR, PANAMA CITY, FL 32401 |
| Document Number | 0049881354 |
| Book / Page | 4988 / 1354 |
| Map Reference | MB 1596 PG 916 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2025076128 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.90 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 PALM GROVE BLVD, PANAMA CITY, FL 32408-5238 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171.00 (-6.04%) | $12,202 (+6.67%) Land $12,202 | $12,202 (+6.67%) Land $12,202 |
| 2024 | $182.00 (-46.94%) | $11,439 (+11.11%) Land $11,439 | $11,439 (+11.11%) Land $11,439 |
| 2023 | $343.00 (+6.85%) | $10,295 (+34.33%) Land $10,295 | $10,295 (+34.33%) Land $10,295 |
| 2022 | $321.00 | $7,664 Land $7,664 | $7,664 Land $7,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
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