Gaston County property record for 1120 Union Rd, Gastonia, NC 28054
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,875 sqft · built 1989 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $82,500 (Jun 1988) |
| Tax Bill | $4,205 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 111148 |
| Primary APN | 111148 |
|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
|---|---|
| Total Rooms | 1 Room |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 4,875 sqft Heated Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Porch |
| Porch Area | 204 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1120 UNION RD |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-5585 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | RET01 |
| Legal Description | 01 068 025 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 32704 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1018 CHEVIOT LN, GASTONIA, NC 28054-6434 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1988 · Amount on Record |
| Deed Sale | Jun 1, 1988 · Amount on Record |
| Deed Book / Page | 1922 / 267 |
| Record Updated | Oct 29, 2026 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,205.00 (-1.04%) | $393,440 (-8.24%) Land $162,170 Building $231,270 | |
| 2023 | $4,249.00 | $428,760 Land $190,790 Building $237,970 | |
| 2021 | $364,840 Land $160,210 Building $204,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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