1120 Trailsman Ln, Lakeland, FL 33809 Property Records

Polk County property record for 1120 Trailsman Ln, Lakeland, FL 33809

Property Summary

Property Type	Mobile Home
Details	2,432 sqft · built 2007
Lot Size	2.9 acres (126,372 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Feb 2020)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`23-26-25-000580-001930`

Property Details

APN / Parcel Number

Primary APN	`23-26-25-000580-001930`
Alternative APNs	`252623000580001930` `52623000`

Interior

Building Area	2,432 sqft Living Area
1st Floor Area	2,432 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Lot Area	126,372 sqft
View / Lot	Commercial/Industrial
Shed	1 Shed

Location & Zoning

Street Address	1120 TRAILSMAN LN
City	LAKELAND
State	FL
Zip	33809-4934
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	THE WOODS RANCHING AND FARMING TRACTS PB 75 PGS 2 THRU 4 TRACT 193
Legal Range	23E
Legal Township	26S
Legal Section	25
Legal Subdivision	WOODS RANCHING AND FARMING TRACTS THE
Legal Tract	193
Legal Block	2
Legal Lot Number	193
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2000
Census Tract	12307

Owner

1120 Trailsman Ln, a mobile home, is owned and occupied by an individual who bought it in February 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · VA Mortgage OCEAN CAPITAL LENDING
Jan 9, 2023	Deed of Trust, Mortgage · VA Mortgage OCEAN CAPITAL LENDING
May 17, 2022	Deed of Trust, Mortgage · VA Mortgage OCEAN CAPITAL LENDING
Feb 27, 2020	Warranty Deed, Transfer · VA Mortgage OCEAN CAPITAL LENDING
Aug 9, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	202045446
Deed Book / Page	11156 / 343
Prior Transfer Date	Jan 19, 2007
Prior Transfer Doc	0073040847
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934

Mortgage

Document Number	0000025563
Date	Feb 2, 2023
Book Page	12570/52
Instrument	2023025563

Lender

Name	OCEAN CAPITAL LENDING
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Feb 1, 2050

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934

Mortgage

Document Number	0000004907
Date	Jan 9, 2023
Book Page	12543/2054
Instrument	2023004907

Lender

Name	OCEAN CAPITAL LENDING
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Apr 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934

Mortgage

Document Number	0000134159
Date	May 17, 2022
Book Page	12256/402
Instrument	2022134159

Lender

Name	OCEAN CAPITAL LENDING
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 27, 2020
Property Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934
Document Number	0111560343
Book / Page	011156 / 000343
Instrument Date	Feb 25, 2020
Instrument	45446
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 TRAILSMAN LN LAKELAND FL 338094934, LAKELAND, FL 33809-4934

Mortgage

Document Number	111560345
Date	Feb 27, 2020
Book Page	011156/000345
Instrument	45447

Lender

Name	OCEAN CAPITAL LENDING
Address	1045 E ATLANTIC AVE # 315, DELRAY BEACH, FL 33483-6955

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 9, 2017
Property Address	1120 TRAILSMAN LN, LAKELAND, FL 33809-4934
Document Number	0102281853
Book / Page	010228 / 001853
Instrument Date	Jul 28, 2017
Instrument	152308
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1120 TRAILSMAN LN LAKELAND FL 338094934, LAKELAND, FL 33809-4934

Mortgage

Document Number	102281855
Date	Aug 9, 2017
Book Page	010228/001855
Instrument	152309

Lender

Name	AMERICAN LIBERTY MTG INC
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Trailsman Ln was $2,012 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,271 (+2.7%)	$277,141 (+1.36%) Land $66,487 Building $210,654
2025	$2,012.00 Homeowner's exemption	$200,848	$273,431 Land $72,065 Building $201,366
2023	$2,389.00 (-9.06%) Homeowner's exemption	$189,503 (-8.84%)	$272,435 (+31.05%) Land $79,615 Building $192,820
2022	$2,627.00 Homeowner's exemption	$207,886 Land $37,786 Building $170,100	$207,886 Land $37,786 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Trailsman Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Trailsman Ln is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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