Yellowstone County property record for 1120 Terry Ave, Billings, MT 59102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,621 sqft · built 1947 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,400 (Nov 2019) |
| Tax Bill | $2,472 (2024) |
| Deeds & Mortgages | Apr 2023 Line of Credit Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A035040 |
| Primary APN | 000A035040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Gross Area | 1,694 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 726 sqft |
| Finished Basement | 653 sqft |
| Unfinished Basement | 73 sqft |
| Family Room | Family Room |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1120 TERRY AVE |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59102-5442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | BROADWATER SUBD, S05, T01 S, R26 E, BLOCK 12, LOT 40 - 41 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | BROADWATER SUBD |
| Legal Block | 12 |
| Legal Lot Number | 40-41 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 1000 |
Source: Yellowstone County records · APN 000A035040
Assessment roll updated September 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 TERRY AVE, BILLINGS, MT 59102-5442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Line of Credit BILLINGS FCU |
| Nov 08, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2019 · Amount on Record |
| Deed Sale | Nov 08, 2019 · Amount on Record |
| Prior Sale | Aug 12, 2013 · Amount on Record |
| Deed Document Number | 20193902252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1120 TERRY AVE, BILLINGS, MT 59102-5442 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004044917 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 4044917 |
| Name | BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1120 TERRY AVE, BILLINGS, MT 59102-5442 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003902253 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 3902253 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271,100 (+8.4%) Land $37,400 Building $233,700 | $271,100 (+8.4%) Land $37,400 Building $233,700 | |
| 2024 | $2,472.00 (+10.75%) | ||
| 2023 | $2,232.00 | $250,100 | $250,100 Land $37,300 Building $212,800 |
Source: FEMA National Flood Hazard Layer as of March 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BHT Investment Holdings Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BILLINGS |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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