Highlands County property record for 1120 Sunset Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 1969 |
| Lot Size | 0.272 acres (11,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Feb 2021) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C134804026400260 |
| Primary APN | C134804026400260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,712 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,841 sqft (0.272 acres) |
| Lot Dimensions | 136 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 384 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 264 sqft |
| Patio Area | 556 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1120 SUNSET DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE SEBRING SHEET 4 PB 2-PG 15 W 15 FT OF LOT 26-ALL LOT 27 + E 20 FT OF LOT 28 + PORTION OF LOT 2 BLK 264 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | LAKE SEBRING SHEET 4 |
| Legal Block | 264 |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 960700 |
1120 Sunset Dr is owned and occupied by an individual who bought it in February 2021.
Source: Highlands County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Nov 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Feb 18, 2021 | Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Feb 18, 2021 | Quit Claim Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on File |
| Deed Sale | Feb 18, 2021 · Amount on File |
| Prior Sale | Feb 28, 2011 · Amount on File |
| Deed Document Number | 20212019871 |
| Deed Book / Page | 2803 / 381 |
| Prior Transfer Date | Dec 3, 2020 |
| Prior Transfer Doc | 0002019870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Document Number | 0002317117 |
| Book / Page | 3198 / 1518 |
| Instrument Date | May 12, 2026 |
| Instrument | 20262317117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Document Number | 0002317117, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 3198/1518 |
| Instrument | 20262317117 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Mar 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Document Number | 0002124201 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 2941/1955 |
| Instrument | 2124201 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 18, 2021 |
| Property Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Document Number | 0002019871 |
| Book / Page | 2803 / 381 |
| Map Reference | MB 2 PG 15 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2019871 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Document Number | 0002803383 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2803/383 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 18, 2021 |
| Property Address | 1120 SUNSET DR, SEBRING, FL 33870-1555 |
| Document Number | 0002019870 |
| Book / Page | 2803 / 379 |
| Map Reference | MB 2 PG 35 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 2019870 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 EAGLE AVE, 229, SEBRING, FL 33870-8511 |
| Name | Verified Name |
|---|---|
| Address | 205 E WINTHROP ST, AVON PARK, FL 33825-2835 |
The 2025 property tax bill for 1120 Sunset Dr was $2,044 with a homeowner's exemption, up 1.3% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 (+1.34%) Homeowner's exemption | $167,778 Land $21,038 Building $146,740 | $167,778 Land $21,038 Building $146,740 |
| 2024 | $2,017.00 (-1.94%) | ||
| 2023 | $2,057.00 (-6.41%) Homeowner's exemption | $167,502 (+23.93%) Land $12,622 Building $154,880 | $167,502 (+23.93%) Land $12,622 Building $154,880 |
| 2022 | $2,198.00 | $135,160 Land $7,994 Building $127,166 | $135,160 Land $7,994 Building $127,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Sunset Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures