1120 Stuart Ave, Albany, GA 31707 Property Records

Dougherty County property record for 1120 Stuart Ave, Albany, GA 31707

Property Summary

Property Type	Commercial Office
Details	5,096 sqft · built 2007
Lot Size	1.46 acres (63,598 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Sep 2017)
Tax Bill	$10,717 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000N/00003/22B`

Property Details

APN / Parcel Number

Primary APN	`0000N/00003/22B`
Alternative APN	`37298`

Interior

Stories	1 Story
Building Area	5,096 sqft Total Area
1st Floor Area	5,096 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Material	Slate
Lot Area	63,598 sqft (1.46 acres)
Lot Dimensions	222 ft deep x 270 ft wide
Terrain	Wet
Parking Spaces	1 Parking Space
Fence	Fence
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	37298
Old Parcel Number	0000N/00003/22B
Street Address	1120 STUART AVE
City	ALBANY
State	GA
Zip	31707-1802
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	C-2C
Legal Description	LOT 2 MINOR S/D LOT 22 PALMYRA PECAN GR B
Legal Subdivision	ROUTE 520 BU NORTH OFF
Legal Lot Number	2,22
Jurisdiction	DOUGHERTY GA
Township / Civil Division	WEST DOUGHERTY
Census Block Group	1
Census Block	1007
Census Tract	400

Owner

Source: Dougherty County records, as of March 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	126 WINNSTEAD DR, LEESBURG, GA 31763-5368
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage FLINT COMMUNITY BANK
Jun 27, 2008	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
Sep 28, 2007	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
Apr 7, 2015	Foreclosure
May 26, 2006	Deed, Subdivision Related Transfer · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Apr 7, 2015
Deed Document Number	0004452199
Deed Book / Page	4452 / 199
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	1120 STUART AVE, ALBANY, GA 31707-1802
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004452/200
Date	Oct 9, 2017
Book Page	4452/200
Instrument	005997

Lender

Name	FLINT COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2022

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	1120 STUART AVE, ALBANY, GA 31707-1802
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003503/101
Date	Jun 27, 2008
Book Page	3503/101
Instrument	005745

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2011

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Type Change Date	Jun 5, 2011

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	1120 STUART AVE, ALBANY, GA 31707-1802
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003398/273
Date	Sep 28, 2007
Book Page	3398/273
Instrument	010065

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage

April 2015: Foreclosure

Document Type	Foreclosure
Jurisdiction	DOUGHERTY GA
Recording Date	Apr 7, 2015
Property Address	1120 STUART AVE, ALBANY, GA 31707-1802
Document Number	004209/294
Book / Page	4209 / 294
Instrument Date	Apr 7, 2015
Instrument	2015-000685
Transaction Type	Foreclosure
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 50728, ALBANY, GA 31703-0728

May 2006: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DOUGHERTY GA
Recording Date	May 26, 2006
Property Address	1120 STUART AVE, ALBANY, GA 31707-1802
Document Number	003162/282
Book / Page	3162 / 282
Instrument Date	May 26, 2006
Instrument	2006-001573
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 N SLAPPEY BLVD, ALBANY, GA 31701-1009

Mortgage

Document Number	003162/284
Date	May 31, 2006
Book Page	3162/284
Instrument	005963

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2007

Tax Assessment & Valuation

Source: Dougherty County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Albany City
County	Dougherty County
Unified School District	Dougherty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,717.00 (+6.15%)	$211,640 (-) Land $28,040 Building $183,600	$529,100 (-) Land $70,100 Building $459,000
2024	$10,096.00 (+2.39%)	$211,640 (-) Land $28,040 Building $183,600	$529,100 (-) Land $70,100 Building $459,000
2023	$9,860.00 (-0.36%)	$211,640 (-) Land $28,040 Building $183,600	$529,100 (-) Land $70,100 Building $459,000
2022	$9,896.00	$211,640 Land $28,040 Building $183,600	$529,100 Land $70,100 Building $459,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	9 (1994–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 101,245 people · EPA ID GA0950000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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