1120 State St, Midland, MI 48640 Property Records

Midland County property record for 1120 State St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,078 sqft · built 1928
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (May 2024)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-40-256`

Property Details

APN / Parcel Number

Primary APN	`14-16-40-256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	814 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1120 STATE ST
City	MIDLAND
State	MI
Zip	48640-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	LOT 5 BLK 3 DOW CHEM CO ADD.
Legal Subdivision	DOW CHEM CO ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4004
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5312 VANDEMERE DR, MIDLAND, MI 48642-7308
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 5, 2019	Warranty Deed, Transfer
Jul 5, 2019	Intrafamily Transfer, Transfer
Jan 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Book / Page	1672 / 505
Prior Transfer Date	Jun 22, 2019
Prior Transfer Doc	01625/00815
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 22, 2021
Property Address	1120 STATE ST, MIDLAND, MI 48640-5923
Document Number	01652/1222
Book / Page	1652 / 1222
Map Reference	LB A PG 31
Instrument Date	Dec 16, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,061.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2339 E ASHBY RD, 2339, MIDLAND, MI 48640-8960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 STATE ST, MIDLAND, MI 48640-5923

Mortgage

Document Number	0016521223
Date	Dec 22, 2021
Instrument	1652/1223

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 5, 2019
Property Address	1120 STATE ST, MIDLAND, MI 48640-5923
Document Number	01625/00813
Book / Page	01625 / 00813
Instrument Date	Jun 22, 2019
Instrument	01625-00813
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$963.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 STATE ST, 1120, MIDLAND, MI 48640-5923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 FOURNIE ST, MIDLAND, MI 48640-5516

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jul 5, 2019
Property Address	1120 STATE ST, MIDLAND, MI 48640-5923
Document Number	01625/00815
Book / Page	01625 / 00815
Instrument Date	Jun 22, 2019
Instrument	01625-00815
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 STATE ST, MIDLAND, MI 48640-5923

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 25, 2017
Property Address	1120 STATE ST, MIDLAND, MI 48640-5923
Document Number	1602/1185
Book / Page	1602 / 1185
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 STATE ST, 1120, MIDLAND, MI 48640-5923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 S IRELAN LN, MIDLAND, MI 48640-8969

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,000 (+11.41%)	$164,000 (+11.41%)
2025	$4,242.00 (+103.84%)	$73,600	$147,200
2024	$2,081.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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