Stanly County property record for 1120 Smith St, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,608 sqft · built 1984 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,715 (2025) |
| Deeds & Mortgages | Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 654904717032 |
| Primary APN | 654904717032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 175 ft deep x 138 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1550073 |
|---|---|
| Street Address | 1120 SMITH ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-3049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HSE 1120 SMITH ST PT LOTS 40 & 41 654920030 |
| Legal Subdivision | MELCHOR HEIGHTS |
| Legal Lot Number | 40-41 41 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 931204 |
Source: Stanly County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1120 SMITH ST, ALBEMARLE, NC 28001-3049 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2025 |
| Deed Sale | Jan 21, 2025 |
| Prior Sale | Mar 27, 2020 |
| Deed Document Number | 0001696243 |
| Deed Book / Page | 1696 / 243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jan 21, 2025 |
| Property Address | 1120 SMITH ST, ALBEMARLE, NC 28001-3049 |
| Document Number | 0000474573 |
| Book / Page | 1873 / 496 |
| Instrument Date | Jan 16, 2025 |
| Instrument | 474573 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1120 SMITH ST, ALBEMARLE, NC 28001-3049 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1120 SMITH ST, ALBEMARLE, NC 28001-3049 |
Source: Stanly County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,715.00 (+18.8%) | $331,766 (+29.4%) Land $41,805 Building $289,961 | $331,766 (+29.4%) Land $41,805 Building $289,961 |
| 2023 | $3,127.00 | $256,380 Land $24,703 Building $231,677 | $256,380 Land $24,703 Building $231,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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