Schenectady County and Rotterdam Town property record for 1120 Saugus St, Schenectady, NY 12306
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 1960 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Oct 2021) |
| Tax Bill | $5,475 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.12-4-20.2 |
| Primary APN | 422800 58.12-4-20.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Gross Area |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 467 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 220 ft wide |
| Garage Type | Detached |
| Garage Area | 3,910 sqft |
| Parking Spaces | 15 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 225 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1120 SAUGUS ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4235 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | B-2 |
| Legal Description | R,G3,SF,SHOP,G CURRY RD GAR-101-105PT106 6.-408-21 |
| Legal Block | 4 |
| Legal Lot Number | 20.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 33004 |
Source: Schenectady County and Rotterdam Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 WOODSIDE DR, SCHENECTADY, NY 12302-5322 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 25, 2021 | Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2005 · Amount on Record |
| Deed Document Number | 202153401 |
| Deed Book / Page | 2070 / 98 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1120 SAUGUS ST, SCHENECTADY, NY 12306-4235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1120 SAUGUS ST, ROTTERDAM, NY 12306-4235 |
| Document Number | 0000028358 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 5305/486 |
| Instrument | 202328358 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 25, 2021 |
| Property Address | 1120 SAUGUS ST, SCHENECTADY, NY 12306-4235 |
| Document Number | 0000053401 |
| Book / Page | 2070 / 98 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 202153401 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1120 SAUGUS ST, ROTTERDAM, NY 12306-4235 |
| Name | Verified Name |
|---|---|
| Address | 2050 VAN VRANKEN AVE, SCHENECTADY, NY 12308-1228 |
| Document Number | 0000053402 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 202153402 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,475.00 | $114,500 (-23.36%) Land $11,700 Building $102,800 | $176,200 (-10.38%) Land $18,005 Building $158,195 |
| 2023 | $149,400 Land $7,800 Building $141,600 | $196,600 Land $10,264 Building $186,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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