St. Johns County property record for 1120 Sandlake Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,287 sqft · built 1999 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,500 (May 2014) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 028233-0430 |
| Primary APN | 028233-0430 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| Gross Area | 2,890 sqft |
| 1st Floor Area | 2,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1120 SANDLAKE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 33/14-22 TURNBERRY AT ST JOHNS UNIT 1 LOT 43 OR3877/1530 &3891/905(C/D) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | TURNBERRY AT SAINT JOHNS UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1120 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE SERVICE INC |
| Apr 27, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2014 · Amount on Record |
| Deed Sale | May 8, 2014 · Amount on Record |
| Deed Document Number | 201426311 |
| Deed Book / Page | 3877 / 1530 |
| Prior Transfer Date | Apr 30, 2014 |
| Prior Transfer Doc | 0038910905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1120 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1120 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3707 |
| Document Number | 0054880166 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 5488/166 |
| Instrument | 2022014033 |
| Name | FREEDOM MORTGAGE SERVICE INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1120 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3707 |
| Document Number | 0047171812 |
| Instrument Date | Apr 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1120 SANDLAKE RD ST AUGUSTINE FL 320923707, ST AUGUSTINE, FL 32092-3707 |
| Document Number | 0047171812 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 004717/001812 |
| Instrument | 30107 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,725 (+2.7%) | $324,351 (-16.41%) Land $98,500 Building $225,851 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $219,791 (+2.9%) | $388,023 (+3.73%) Land $128,500 Building $259,523 |
| 2024 | $254.00 (-44.78%) Disabled Person's exemption Veteran's exemption | $213,597 (+3%) | $374,087 (+1.63%) Land $135,000 Building $239,087 |
| 2023 | $460.00 (-77.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $207,376 (+3%) | $368,071 (+11.96%) Land $105,000 Building $263,071 |
| 2022 | $2,044.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $201,336 | $328,744 Land $84,000 Building $244,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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