Hancock County property record for 1120 S West St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,416 sqft · built 1925 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,900 (Apr 2026) |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | May 2005 Line of Credit Mar 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-09-017.000 |
| Primary APN | 1010-244-09-017.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 708 sqft |
| 2nd Floor Area | 708 sqft |
| Upper Floors Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Brick |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 67 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1120 S WEST ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARNDS 4TH ADD LOT 10974 N50FT N100FT LOT 10975 N50FT N100FT |
| Legal Subdivision | BARNDS 4TH ADD |
| Legal Lot Number | 10974 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1000 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 19, 2005 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 20, 2009 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK |
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| May 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 24, 2018 | Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Document Number | 20262794 |
| Deed Book / Page | 2628 / 2873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02265/1210 |
|---|---|
| Date | May 19, 2005 |
| Book Page | 2265/1210 |
| Instrument | 200500006060 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 4, 2020 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02354/1577 |
|---|---|
| Date | Mar 20, 2009 |
| Book Page | 2354/1577 |
| Instrument | 200900002886 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 22, 2026 |
| Property Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 0000002794 |
| Book / Page | 2628 / 2873 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.2794 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | FLAG CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,659.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 0000002795, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..2795 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 22, 2026 |
| Property Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 02628/2873 |
| Book / Page | 2628 / 2873 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20262794 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | FLAG CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,659.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 0000002795, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20262795 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | May 20, 2020 |
| Property Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 2568/3823 |
| Book / Page | 2568 / 3823 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 202000004469 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 202000004470 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 202000004470 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 24, 2018 |
| Property Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 2537/0087 |
| Book / Page | 2537 / 0087 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 201800003129 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | NOT AVAILABLE, MIO AM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1120 S WEST ST, FINDLAY, OH 45840-2262 |
| Document Number | 201800003130 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 201800003130 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,727.00 (+9.58%) Homeowner's exemption | $56,360 (+26.99%) Land $6,290 Building $50,070 | $161,020 (+26.98%) Land $17,970 Building $143,050 |
| 2024 | $1,576.00 (-0.13%) | $44,380 (-) Land $4,950 Building $39,430 | |
| 2023 | $1,578.00 Homeowner's exemption | $44,380 Land $4,950 Building $39,430 | |
| 2022 | $126,810 Land $14,150 Building $112,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures