1120 Roundtree Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 1120 Roundtree Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,335 sqft · built 2002
Lot Size	2.97 acres (129,373 sqft)
Owner	Individual Name on File
Last Sale	$275,500 (Dec 2014)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083105 09502`

Property Details

APN / Parcel Number

Primary APN	`083105 09502`
Alternative APN	`105 09502`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,335 sqft Living Area
Gross Area	3,121 sqft
1st Floor Area	1,946 sqft
Upper Floors Area	648 sqft
Basement Area	1,946 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	129,373 sqft (2.97 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,368 sqft
Driveway	Driveway
Driveway Area	2,650 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	203 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1120 ROUNDTREE DR
City	GALLATIN
State	TN
Zip	37066-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PLAT: 13 PAGE: 103 BLOCK: LOT: 3 SUBD: TENPENNY ESTATES
Legal Subdivision	TENPENNY ESTATES
Legal Lot Number	3
Jurisdiction	SUMNER TN
Township / Civil Division	3
Census Block Group	3
Census Block	3012
Census Tract	20602

Owner

1120 Roundtree Dr is owned and occupied by an individual who bought it in December 2014.

Source: Sumner County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1120 ROUNDTREE DR, GALLATIN, TN 37066-8279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2014 · Amount on File
Deed Sale	Dec 2, 2014 · Amount on File
Prior Sale	Jul 10, 2007 · Amount on File
Deed Document Number	20141103146
Deed Book / Page	4035 / 272
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Recording Date	May 22, 2026
Property Address	1120 ROUNDTREE DR, GALLATIN, TN 37066-8279
Document Number	0001551969
Book / Page	6857 / 393
Instrument Date	Apr 8, 2026
Instrument	20261551969
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 ROUNDTREE DR, GALLATIN, TN 37066-8279

Mortgage

Document Number	0001551969,
Date	May 22, 2026
Book Page	6857/393
Instrument	20261551969

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1120 ROUNDTREE DR, GALLATIN, TN 37066-8279
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053400082
Date	Sep 14, 2020
Book Page	5340/82
Instrument	1328313

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Roundtree Dr was $2,119.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00	$149,150 Land $43,025 Building $106,125
2024			$596,600 Land $172,100 Building $424,500
2023	$1,871.00 (-0.43%)	$83,075 (-) Land $12,700 Building $70,375
2022	$1,879.00	$83,075 Land $12,700 Building $70,375
2021			$332,300 Land $50,800 Building $281,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 Roundtree Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2006–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Roundtree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTALIAN SPRINGS-BETHPAGE U.D. serves 14,555 people · EPA ID TN0000097
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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