Carter County property record for 1120 Rose St, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 1961 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 2026) |
| Tax Bill | $405 (2025) |
| Deeds & Mortgages | May 2026 Sale & Line of Credit Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-70-08-003.00 |
| Primary APN | 104-70-08-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Terrain | Steep |
| View / Lot | Waterfront - Canal |
| Garage Type | Attached |
| Garage Area | 1,424 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Deck Area | 368 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | 32827 |
|---|---|
| Street Address | 1120 ROSE ST |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOTS 13-15 WOLFE & HOFFMAN SUBD |
| Legal Subdivision | WOLFE HOFFMAN SUBDIVISION |
| Legal Lot Number | 13-15 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 960602 |
1120 Rose St is owned and occupied by an individual who bought it in May 2026.
Source: Carter County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 ROSE ST, GRAYSON, KY 41143-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed, Transfer · Line of Credit U S BANK N A |
| Mar 1, 2022 | Deed, Transfer |
| Oct 7, 2021 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 20261027455 |
| Deed Book / Page | 558 / 246 |
| Prior Transfer Date | May 26, 2026 |
| Prior Transfer Doc | 0001027455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | May 27, 2026 |
| Property Address | 1120 ROSE ST, GRAYSON, KY 41143-1660 |
| Document Number | 0001027455 |
| Book / Page | 558 / 246 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261027455 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | GREAT DIVIDE TITLE, GREAT RIVER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1120 ROSE ST, GRAYSON, KY 41143-1660 |
| Document Number | 0001027481, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20261027481 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0001027458, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 558/249 |
| Instrument | 20261027458 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Mar 1, 2022 |
| Property Address | 1120 ROSE ST, GRAYSON, KY 41143-1660 |
| Document Number | 000472/580 |
| Book / Page | 472 / 580 |
| Map Reference | DB 87 PG 120 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 540782 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 LINDA LN, GRAYSON, KY 41143-1635 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Oct 7, 2021 |
| Property Address | 1120 ROSE ST, GRAYSON, KY 41143-1660 |
| Document Number | 0OR463/689 |
| Book / Page | OR463 / 689 |
| Map Reference | MB 87 PG 120 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 538978 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 165, GRACEY, KY 42232-0165 |
| Name | Verified Name |
|---|---|
| Address | 101 LINDA LN, GRAYSON, KY 41143-1635 |
| Investor | Possibly a Property Investor |
| Date | Oct 7, 2021 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Jan 31, 2022 |
The 2025 property tax bill for 1120 Rose St was $405.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Grayson City |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405.00 | $47,500 | $47,500 |
| 2023 | $409.00 | $47,500 | $47,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1120 Rose St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Rose St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Foothills Communications Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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