1120 Rivergate Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 1120 Rivergate Dr, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,765 sqft · built 1988
Lot Size	0.178 acres (7,756 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Mar 2001)
Tax Bill	$7,583 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`041-430-040-000`

Property Details

APN / Parcel Number

Primary APN	`041-430-040-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,765 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,756 sqft (0.178 acres)
Garage Type	Mixed
Garage Area	628 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1120 RIVERGATE DR
City	LODI
State	CA
Zip	95240-0555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N
Legal Description	85-FM 041-250-47
Legal Subdivision	RIVERGATE PLACE UNIT #2
Legal Lot Number	35
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	4202

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1120 RIVERGATE DR, LODI, CA 95240-0555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FISHER FINANCIAL GROUP INC
Aug 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2001 · Amount on Record
Deed Sale	Mar 13, 2001 · Amount on Record
Prior Sale	Aug 21, 2019
Deed Document Number	0000034671
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000004268
Record Updated	Jun 7, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 8, 2021
Property Address	1120 RIVERGATE DR, LODI, CA 95240-0555
Document Number	0000004268
Map Reference	VOL 27 PG 7
Instrument Date	Dec 18, 2020
Instrument	2021-004268
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1120 RIVERGATE DR, LODI, CA 95240-0555

Mortgage

Document Number	0000004269
Date	Jan 8, 2021
Instrument	2021-004269

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 21, 2019
Property Address	1120 RIVERGATE DR, LODI, CA 95240-0555
Document Number	0000090126
Instrument Date	Aug 15, 2019
Instrument	90126
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1120 RIVERGATE DR LODI CA 952400555, LODI, CA 95240-0555

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,583.00 (+4.15%)	$699,483 (+4.04%) Land $181,022 Building $518,461
2023	$7,281.00 (+2.26%)	$672,324 Land $173,994 Building $498,330
2022	$7,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 individual policies
Nearby Flood Policies	57 units insured incl. 20 condo units
Nearby Flood Claims	10 (1983–2006)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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