1120 River Oaks Dr, De Witt, MI 48820 Property Records

Clinton County property record for 1120 River Oaks Dr, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (May 2021)
Tax Bill	$61 (2024)
Deeds & Mortgages	Aug 2020 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-230-000-086-00`

Property Details

APN / Parcel Number

Primary APN	`200-230-000-086-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 71.7 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1120 RIVER OAKS DR
City	DEWITT
State	MI
Zip	48820-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 86 THE OAKS NO. 4 SUBDIVISION SPLIT/COMBINED ON 07/16/2018 FROM 200-008-400-001-54;
Legal Subdivision	THE OAKS NO 4 SUBD
Legal Block	23
Legal Lot Number	86
Jurisdiction	CLINTON MI
Township / Civil Division	DEWITT
Census Block Group	2
Census Block	2009
Census Tract	10107

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 RIVER OAKS DR, DEWITT, MI 48820-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ALLEN EDWIN HOME BUILDERS LLC
Mar 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	20215309374
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1120 RIVER OAKS DR, DEWITT, MI 48820-8328
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005297197
Date	Aug 28, 2020
Instrument	5297197

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 3, 2021
Property Address	1120 RIVER OAKS DR, DEWITT, MI 48820-8328
Document Number	0005309374
Map Reference	DOC 5273320
Instrument Date	Apr 27, 2021
Instrument	5309374
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,906.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 RIVER DR, DEWITT, MI 48820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 BRIARWICK CT, EAST LANSING, MI 48823-2210

Mortgage

Document Number	0005309375
Date	May 3, 2021
Instrument	5309375

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 2, 2020
Property Address	1120 RIVER OAKS DR, DEWITT, MI 48820-8328
Document Number	0005287861
Map Reference	LB 11 PG 30
Instrument Date	Dec 18, 2019
Instrument	5287861
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$477.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 KEEDOWVIEW, SAINT JOHNS, MI 48879

Mortgage

Document Number	0005287862
Date	Jan 2, 2020
Instrument	5287862

Lender

Name	ALLEN EDWIN HOME BUILDERS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 1, 2019
Property Address	1120 RIVER OAKS DR, DEWITT, MI 48820-8328
Document Number	0005276421
Map Reference	LB 11 PG 30
Instrument Date	Dec 31, 2018
Instrument	5276421
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	DeWitt City
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,900 (+6.77%) Land $20,400 Building $151,500	$343,800 (+6.77%) Land $40,800 Building $303,000
2025		$161,000 (+17.35%) Land $18,600 Building $142,400	$322,000 (+17.35%) Land $37,200 Building $284,800
2024	$61.00 (-98.91%)
2023	$5,611.00 Homeowner's exemption	$137,200	$274,400
2022	$5,611.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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