Franklin County property record for 1120 Ridge Ave, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 980 sqft · built 1940 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-1-000-083.000 |
| Primary APN | 22-7-36.0-1-000-083.000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 1120 RIDGE AVE |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | PT LOT3 RENFRO SUB IN NW NE, S OF RIDGE AVE |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 36 |
| Legal Quarter | NE |
| Legal Subdivision | RENFROS |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1120 RIDGE AVE, SAINT CLAIR, MO 63077-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2005 |
| Deed Sale | Aug 17, 2005 |
| Deed Document Number | 200519876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1120 RIDGE AVE, SAINT CLAIR, MO 63077-1541 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002312533 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2312533 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $818.00 (+45.81%) | $13,516 (+33.44%) | $71,140 (+33.45%) Land $16,360 Building $54,780 |
| 2023 | $561.00 (+12.88%) | $10,129 | $53,310 Land $16,360 Building $36,950 |
| 2022 | $497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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