Lucas County property record for 1120 Prospect Ave, Toledo, OH 43606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,048 sqft · built 1912 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,500 (May 2000) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-58254 |
| Primary APN | 04-58254 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 860 sqft |
| 2nd Floor Area | 796 sqft |
| Attic | Attic |
| Attic Area | 784 sqft |
| Basement Area | 844 sqft |
| Year Built | Built 1912 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,000 sqft (0.183 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 316 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1120 PROSPECT AVE |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43606-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RD6 |
| Legal Description | ENGLEWOOD LOT 124 TO 133 INCL...SUB6 E 40 FT |
| Legal Subdivision | ENGLEWOOD |
| Legal Tract | 25 |
| Legal Lot Number | 124 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old West End District listed 1973 · 14 contributing resources · NRIS 73001503 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1120 PROSPECT AVE, TOLEDO, OH 43606-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2000 · Amount on Record |
| Deed Sale | May 31, 2000 · Amount on Record |
| Deed Document Number | 104309 |
| Deed Book / Page | 0000267 / E10 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 1120 PROSPECT AVE, TOLEDO, OH 43606-4836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1120 PROSPECT AVE, TOLEDO, OH 43606-4836 |
| Document Number | 0000044728 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 202512120044728 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 (+21.01%) | $19,180 (-) Land $2,590 Building $16,590 | |
| 2024 | $1,090.00 (+7.6%) | $19,180 (+38.38%) Land $2,590 Building $16,590 | $54,800 (+38.38%) Land $7,400 Building $47,400 |
| 2023 | $1,013.00 (-0.49%) | $13,860 (-) Land $2,240 Building $11,620 | |
| 2022 | $1,018.00 Homeowner's exemption | $13,860 Land $2,240 Building $11,620 | |
| 2021 | $39,600 Land $6,400 Building $33,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Amplex Wireless, AT&T.
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