1120 Porter St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1120 Porter St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,232 sqft · built 2006
Lot Size	0.056 acres (2,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,900 (Dec 2025)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2025 Transfer + 4 more
APN	`1270000000790`

Property Details

APN / Parcel Number

Primary APN	`1270000000790`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,116 sqft
Upper Floors Area	1,116 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,439 sqft (0.056 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	172 sqft
Deck Area	1,116 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1120 PORTER ST
City	CHESAPEAKE
State	VA
Zip	23324-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF1: MULT
Legal Description	15 BLK 5 E L & I CO
Legal Subdivision	NORTH BAINBRIDGE AREA / I-64 / MISC COND
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2000
Census Tract	20300

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Bargain and Sale Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Nov 12, 2025	Correction Deed
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 22, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Sep 19, 2017	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	202530480
Deed Book / Page	10930 / 1613
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 30, 2025
Property Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Document Number	10930/1613
Book / Page	10930 / 1613
Map Reference	MB 1520 PG 150
Instrument Date	Dec 15, 2025
Instrument	250030480
Transaction Type	Transfer
Record Updated	Mar 2, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Investor	Possibly a Property Investor

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 12, 2025
Property Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Document Number	010915/770
Book / Page	10915 / 770
Map Reference	MB 2 PG 97
Instrument Date	Oct 23, 2025
Instrument	250026516
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010183/472
Date	Jul 17, 2020
Book Page	10183/472
Instrument	200023657

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010004/727
Date	Apr 22, 2019
Book Page	10004/727
Instrument	190009030

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010367/934
Date	May 7, 2021
Book Page	10367/934
Instrument	210021232

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	321 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 19, 2017
Property Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321
Document Number	9834/1849
Book / Page	9834 / 1849
Instrument Date	Sep 14, 2017
Instrument	170025778
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 PORTER ST, CHESAPEAKE, VA 23324-1321

Mortgage

Document Number	170025779
Date	Sep 19, 2017
Instrument	170025779

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,800 (+11.68%) Land $85,000 Building $269,800	$354,800 (+11.68%) Land $85,000 Building $269,800
2025	$3,209.00 (+3.78%)	$317,700 (+5.41%) Land $80,000 Building $237,700	$317,700 (+5.41%) Land $80,000 Building $237,700
2024	$3,092.00 (+31.02%)
2023		$301,400 (+9.96%) Land $65,000 Building $236,400	$301,400 (+9.96%) Land $65,000 Building $236,400
2022		$274,100 Land $55,000 Building $219,100	$274,100 Land $55,000 Building $219,100
2019	$2,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1985–2010)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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