1120 Oak St, Plain, WI 53577 Property Records

Sauk County property record for 1120 Oak St, Plain, WI 53577

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Aug 2018)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171 0022-00000`

Property Details

APN / Parcel Number

Primary APN	`171 0022-00000`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	1120 OAK ST
City	PLAIN
State	WI
Zip	53577-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 8-9-4 PRT NE1/4 NW1/4 VILLAGE OF PLAIN ORIG PLAT E1/2 OF LOT 12 & ALL OF LOT 13 BLK 2 0.23A M/L
Legal Block	2
Legal Lot Number	12-13
Jurisdiction	SAUK WI
Township / Civil Division	PLAIN
Census Block Group	3
Census Block	3081
Census Tract	1100

Owner

Source: Sauk County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1120 OAK ST, PLAIN, WI 53577-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Deed of Trust, Mortgage · Line of Credit COLUMBIA COUNTY
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	1168958
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1120 OAK ST, PLAIN, WI 53577-9696
Transaction Type	Mortgage
Record Updated	May 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1178316
Date	Apr 1, 2019
Instrument	1178316

Lender

Name	COLUMBIA COUNTY
Type	Government Agency
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1120 OAK ST, PLAIN, WI 53577-9696
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1171644
Date	Oct 3, 2018
Instrument	1171644

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Aug 1, 2018
Property Address	1120 OAK ST, PLAIN, WI 53577-9696
Document Number	0001168958
Instrument Date	Jul 31, 2018
Instrument	1168958
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 OAK ST, PLAIN, WI 53577-9696
Investor	Possibly a Property Investor

Mortgage

Document Number	0001168959
Date	Aug 1, 2018
Instrument	1168959

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Sauk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
Municipality	Plain Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00 (+8.65%) Homeowner's exemption	$100,300 (-) Land $19,000 Building $81,300	$176,788 (+20.54%) Land $33,489 Building $143,299
2023	$2,348.00 Homeowner's exemption	$100,300 Land $19,000 Building $81,300	$146,665 Land $27,783 Building $118,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAIN WATERWORKS serves 792 people · EPA ID WI1570098
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: LightSpeed powered by Reedsburg Utility.

Cell Coverage

5G (outdoors only) and 4G LTE

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