1120 N Ames St, Spearfish, SD 57783 Property Records

Lawrence County property record for 1120 N Ames St, Spearfish, SD 57783

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,158 sqft · built 1941
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,426 (2025)
Flood Zone	Zone X (minimal risk)
APN	`32570-03300-070-20`

Property Details

APN / Parcel Number

Primary APN	`32570-03300-070-20`
Alternative APN	`R19196`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	R19196
Street Address	1120 N AMES ST
City	SPEARFISH
State	SD
Zip	57783-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSDELL ADDITION LOT 7A OF LOT 7 BLK 33 PLAT 1989-03823
Legal Subdivision	RAMSDELL ADDITION
Legal Block	33
Legal Lot Number	7A,7
Jurisdiction	LAWRENCE SD
Township / Civil Division	SPEARFISH
Census Block Group	1
Census Block	1000
Census Tract	966303

Owner

Source: Lawrence County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 N AMES ST, SPEARFISH, SD 57783-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Lawrence County
Municipality	Spearfish City
Unified School District	Spearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (-2.09%)	$329,050 (+38.93%) Land $85,500 Building $243,550
2024	$3,499.00 (+13.49%)
2023			$283,650 Land $54,000 Building $229,650
2022	$3,083.00	$236,840 Land $49,500 Building $187,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPEARFISH serves 13,803 people · EPA ID SD4600311
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20