1120 N 3rd St, Monroe, LA 71201 Property Records

Ouachita Parish property record for 1120 N 3rd St, Monroe, LA 71201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft
Owner	Individual Name on File
Last Sale	$125,500 (Sep 2019)
Tax Bill	$255 (2025)
Deeds & Mortgages	Aug 2020 Refinance Aug 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`47292`

Property Details

APN / Parcel Number

Primary APN	`47292`
Alternative APN	`276165`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,527 sqft Living Area
Flooring	Wood

Exterior

Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Porch	Porch
Storage Building	Storage Building
Total Buildings	2 Buildings

Location & Zoning

Account Number	276165
Street Address	1120 N 3RD ST
City	MONROE
State	LA
Zip	71201-5248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT IN SQ 4 DA BREARD JRS. HOME ADDN BEG 45 FT SO OF ALEXANDER AVE & FRTG 50 FT ON E SIDE 3RD ST DEPTH 100 FT
Legal Range	03E
Legal Township	18N
Legal Section	42
Legal Subdivision	BREARD, D A JR HOME ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	OUACHITA LA
Township / Civil Division	D
Census Block Group	3
Census Block	3014
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1996 · 498 contributing resources · NRIS 96001062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1120 N 3rd St is owned and occupied by an individual who bought it in September 2019.

Source: Ouachita Parish records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1120 N 3RD ST, MONROE, LA 71201-5248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRIC FEDERAL CREDIT UNION
Aug 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRIC FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Deed Document Number	1569716
Deed Book / Page	2230 / 013
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	1569716
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	1120 N 3RD ST, MONROE, LA 71201-5248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3909/571
Date	Aug 17, 2020
Book Page	3909/571
Instrument	1806182

Lender

Name	CENTRIC FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	1120 N 3RD ST, MONROE, LA 71201-5248
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3906/361
Date	Aug 7, 2020
Book Page	3906/361
Instrument	1805522

Lender

Name	CENTRIC FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1120 N 3rd St was $255, up 4.1% from the year before.

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (+4.08%)	$6,000 (-) Land $875 Building $5,125	$60,000 (-) Land $8,750 Building $51,250
2024	$245.00 (-2%)	$6,000 (-) Land $875 Building $5,125	$60,000 (-) Land $8,750 Building $51,250
2023	$250.00	$6,000 Land $875 Building $5,125	$60,000 Land $8,750 Building $51,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1120 N 3rd St in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1982–1995)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 1995 · river or lake flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1120 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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