Denton County property record for 1120 Monarch St, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,290 sqft · built 2024 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,544 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | R1023010 |
| Primary APN | R1023010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,290 sqft Living Area |
| Gross Area | 4,996 sqft |
| 1st Floor Area | 3,268 sqft |
| 2nd Floor Area | 1,023 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 707 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1120 MONARCH ST |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-3869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 9 BLK S LOT 3 |
| Legal Subdivision | WINDSONG RANCH PHASE 9 |
| Legal Block | S |
| Legal Lot Number | 3 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 20128 |
1120 Monarch St is owned and occupied by two individuals who acquired it in February 2025.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1120 MONARCH ST, PROSPER, TX 75078-3869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2025 |
| Deed Sale | Feb 25, 2025 |
| Deed Document Number | 202518804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Feb 25, 2025 |
| Property Address | 1120 MONARCH ST, PROSPER, TX 75078-3869 |
| Document Number | 0000018804 |
| Map Reference | FILE 2023-238 |
| Instrument Date | Feb 15, 2025 |
| Instrument | 2025-018804 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5501 HEADQUARTERS DR # DR300W, DR300W, PLANO, TX 75024-5837 |
| Name | Verified Name |
|---|---|
| Address | 1120 MONARCH ST, PROSPER, TX 75078-3869 |
| Document Number | 0000018805 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025-018805 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
The 2025 property tax bill for 1120 Monarch St was $13,544.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,226,994 Land $238,644 Building $988,350 | $1,226,994 Land $238,644 Building $988,350 | |
| 2025 | $13,544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 Monarch St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Monarch St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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