1120 Millwright Ln, Matthews, NC 28104 Property Records

Union County property record for 1120 Millwright Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,968 sqft · built 1997
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2025)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-321-115A`

Property Details

APN / Parcel Number

Primary APN	`08-321-115A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1120 MILLWRIGHT LN
City	MATTHEWS
State	NC
Zip	28104-2964
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	P/#11 STEVENS MILL PH2 SEC2 OPCD998
Legal Subdivision	STEVENS MILL
Legal Lot Number	11
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2005
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 MILLWRIGHT LN, MATTHEWS, NC 28104-2964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MTG ASSOC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	202519943
Deed Book / Page	9173 / 775
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 6, 2025
Property Address	1120 MILLWRIGHT LN, MATTHEWS, NC 28104-2964
Document Number	0009173775
Book / Page	9173 / 775
Map Reference	CAB D FILE 998
Instrument Date	Jul 31, 2025
Instrument	19943
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 MILLWRIGHT LN, MATTHEWS, NC 28104-2964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MILLWRIGHT LN, MATTHEWS, NC 28104-2964

Mortgage

Document Number	0000019944
Date	Aug 6, 2025
Instrument	19944

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1120 MILLWRIGHT LN, MATTHEWS, NC 28104-2964
Document Number	6959800
Book / Page	006959 / 000800
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MILLWRIGHT LN MATTHEWS NC 281042964, MATTHEWS, NC 28104-2964

Mortgage

Document Number	6959800
Date	Jun 26, 2017
Book Page	006959/000800
Instrument	17924

Lender

Name	WHITLEY MTG ASSOC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,800 (-) Land $84,200 Building $293,600	$377,800 (-) Land $84,200 Building $293,600
2025	$2,582.00 (+11.01%)	$377,800 (+36.78%) Land $84,200 Building $293,600	$377,800 (+36.78%) Land $84,200 Building $293,600
2023	$2,326.00	$276,200 Land $58,000 Building $218,200	$276,200 Land $58,000 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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