1120 Mercer Ave, Argyle, TX 76226 Property Records

Denton County property record for 1120 Mercer Ave, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,670 sqft · built 2018
Lot Size	0.294 acres (12,807 sqft)
Owner	Trust Name on File
Last Sale	$630,000 (Feb 2020)
Tax Bill	$16,361 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R693133`

Property Details

APN / Parcel Number

Primary APN	`R693133`
Alternative APNs	`SD4533A-000011E-0000-0004-0000` `1049300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,670 sqft Living Area
Gross Area	4,534 sqft
1st Floor Area	2,612 sqft
2nd Floor Area	1,058 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Garage Type	Attached
Garage Area	865 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1120 MERCER AVE
City	ARGYLE
State	TX
Zip	76226-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REATA ADDITION BLK 11E LOT 4
Legal Subdivision	REATA ADDITION
Legal Block	11E
Legal Lot Number	4
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	1
Census Block	1014
Census Tract	21755

Owner

1120 Mercer Ave is owner-occupied and held in a trust since February 2020.

Source: Denton County records, as of September 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1120 MERCER AVE, ARGYLE, TX 76226-1868
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 17, 2023	Intrafamily Transfer, Transfer
Feb 5, 2020	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 28, 2018	Vendor's Lien, Subdivision Related Transfer · ARM REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	202015953
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	0000015953
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1120 MERCER AVE, ARGYLE, TX 76226-1868
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051806
Date	Mar 24, 2021
Instrument	2021-051806

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENTON TX
Recording Date	Nov 17, 2023
Property Address	1120 MERCER AVE, ARGYLE, TX 76226-1868
Document Number	0000123184
Map Reference	FILE 2016-2051
Instrument Date	Nov 16, 2023
Instrument	2023-123184
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 MERCER AVE, ARGYLE, TX 76226-1868

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1120 MERCER AVE, ARGYLE, TX 76226-1868

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Feb 5, 2020
Property Address	1120 MERCER AVE, ARGYLE, TX 76226-1868
Document Number	0000015953
Map Reference	FILE 2016-2051
Instrument Date	Feb 3, 2020
Instrument	2020-015953
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MERCER AVE, ARGYLE, TX 76226-1868

Mortgage

Document Number	0000015954
Date	Feb 5, 2020
Instrument	2020-015954

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Mortgage

Document Number	0000015955
Date	Feb 5, 2020
Instrument	2020-015955

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 28, 2018
Property Address	1120 MERCER AVE, ARGYLE, TX 76226-1868
Document Number	0000115323
Instrument Date	Sep 27, 2018
Instrument	2018-115323
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MERCER AVE, ARGYLE, TX 76226-1868

Mortgage

Document Number	0000115324
Date	Sep 28, 2018
Instrument	2018-115324

Lender

Name	REGIONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Mercer Ave was $16,361 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,000 Land $213,307 Building $643,693	$857,000 Land $213,307 Building $643,693
2025	$16,361.00
2023	$13,035.00 (-6.97%) Homeowner's exemption	$826,921 Land $213,307 Building $613,614	$826,921 Land $213,307 Building $613,614
2022	$14,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Mercer Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Mercer Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENTON COUNTY FWSD 7 serves 12,837 people · EPA ID TX0610228
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Astound Broadband Cable	1,500 / 50
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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