Mitchell County property record for 1120 McHone Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 2002 |
| Lot Size | 4.58 acres (199,505 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,749 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0789-00-46-9591 |
| Primary APN | 0789-00-46-9591 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 199,505 sqft (4.58 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 002056216 |
|---|---|
| Street Address | 1120 MCHONE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF 1243 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1120 MCHONE RD, SPRUCE PINE, NC 28777-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,749.00 | $273,300 (-) Land $83,000 Building $190,300 | |
| 2025 | $1,749.00 (+1.63%) | $273,300 (-) Land $83,000 Building $190,300 | |
| 2023 | $1,721.00 | $273,300 Land $83,000 Building $190,300 | $273,300 Land $83,000 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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