1120 McCurdy, Benton, AR 72019 Property Records

Saline County property record for 1120 McCurdy, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,180 sqft · built 1998
Lot Size	0.196 acres (8,580 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2022)
Tax Bill	$1,644 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-53102-000`

Property Details

APN / Parcel Number

Primary APN	`800-53102-000`
Alternative APN	`62192`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	1,538 sqft
Upper Floors Area	642 sqft
Basement Area	279 sqft
Unfinished Basement	279 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,580 sqft (0.196 acres)
Lot Dimensions	110 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	504 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	170 sqft
Deck Area	216 sqft
Patio Area	128 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	62192
Street Address	1120 MCCURDY
City	BENTON
State	AR
Zip	72019-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2022-013647
Legal Range	15W
Legal Township	02S
Legal Section	03
Legal Subdivision	OAKTREE PLACE
Legal Lot Number	2
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	2
Census Block	2005
Census Tract	10303

Owner

1120 McCurdy is owned and occupied by an individual who bought it in June 2022.

Source: Saline County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1120 MCCURDY, BENTON, AR 72019-2346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ARKANSAS FCU
Aug 25, 2020	Loan Modification, Mortgage CENTRAL BK
Aug 25, 2017	Loan Modification, Mortgage CENTRAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Aug 29, 2014
Deed Document Number	2022-013647
Deed Book / Page	2022 / 013647
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jun 8, 2022
Property Address	1120 MCCURDY, BENTON, AR 72019-2346
Document Number	0000013647
Instrument Date	Jun 3, 2022
Instrument	2022-013647
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1714 PLEASANT POINTE CIR, 1714, BRYANT, AR 72022-3970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MCCURDY, BENTON, AR 72019-2346

Mortgage

Document Number	0000013648
Date	Jun 8, 2022
Instrument	2022-013648

Lender

Name	ARKANSAS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2032
Change Frequency	10 Years
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	5-Year CMT
Max Rate	9.5%

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	1120 MCCURDY, BENTON, AR 72019-2346
Document Number	0000019534
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1714 PLEASANT POINTE CIR BRYANT AR 720223970, BRYANT, AR 72022-3970

Mortgage

Document Number	0000019534
Date	Sep 4, 2020
Instrument	19534

Lender

Name	CENTRAL BK
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Term	36 Months
Due	Sep 3, 2023

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	1120 MCCURDY, BENTON, AR 72019-2346
Document Number	0000016573
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1714 PLEASANT POINTE CIR BRYANT AR 720223970, BRYANT, AR 72022-3970

Mortgage

Document Number	0000016573
Date	Sep 6, 2017
Instrument	16573

Lender

Name	CENTRAL BK
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Term	36 Months
Due	Sep 5, 2020

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,702 Land $6,500 Building $32,202
2024	$1,644.00 (-4.36%)
2023	$1,719.00 Homeowner's exemption	$38,702 Land $6,500 Building $32,202	$193,510 Land $32,500 Building $161,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 McCurdy in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	24 (1978–2009)
Claims Outside the SFHA	1 of 24
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 McCurdy is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Longview Cable Television Company, Ripple Fiber.

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