1120 McCormick Dr, Monroe, MI 48162 Property Records

Monroe County property record for 1120 McCormick Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,001 sqft · built 1968
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2020)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-69-00544-323`

Property Details

APN / Parcel Number

Primary APN	`55-69-00544-323`
Alternative APN	`55 690 054 43`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
1st Floor Area	1,001 sqft
Basement Area	1,001 sqft
Unfinished Basement	1,001 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 74.5 ft wide
Terrain	Rolling
Garage Area	524 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1120 MCCORMICK DR
City	MONROE
State	MI
Zip	48162-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ST MARYS GARDENS SUBDIVISION REPLAT LOT 323
Legal Subdivision	GARDENS SUB
Legal Lot Number	323
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3002
Census Tract	831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 MCCORMICK DR, MONROE, MI 48162-2864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 9, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 6, 2020	Warranty Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	202020972
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 2, 2026
Property Address	1120 MCCORMICK DR, MONROE, MI 48162-2864
Document Number	0000005087
Instrument Date	Mar 5, 2026
Instrument	20265087
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MCCORMICK DR, MONROE, MI 48162-2864

Mortgage

Document Number	0000005087,
Date	Apr 2, 2026
Instrument	20265087

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1120 MCCORMICK DR, MONROE, MI 48162-2864
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MCCORMICK DR, MONROE, MI 48162-2864

Mortgage

Document Number	0000010789
Date	Jul 19, 2023
Instrument	2023R10789

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	470 Months
Due	Sep 1, 2062

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1120 MCCORMICK DR, MONROE, MI 48162-2864
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MCCORMICK DR, MONROE, MI 48162-2864

Mortgage

Document Number	0000017912
Date	Sep 9, 2022
Instrument	2022R17912

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1120 MCCORMICK DR, MONROE, MI 48162-2864
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 MCCORMICK DR, MONROE, MI 48162-2864

Mortgage

Document Number	2021R18916
Date	Jul 19, 2021
Instrument	2021R18916

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 6, 2020
Property Address	1120 MCCORMICK DR, MONROE, MI 48162-2864
Document Number	0000020972
Instrument Date	Sep 29, 2020
Instrument	20972
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1878 BLOOMFIELD DR MONROE MI 481611705, MONROE, MI 48161-1705

Mortgage

Document Number	20973
Date	Oct 6, 2020
Instrument	20973

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,200 (+13.05%) Land $102,200	$204,400 (+13.05%) Land $204,400
2025	$3,504.00 (+14.17%) Homeowner's exemption	$90,400 (+29.33%) Land $90,400	$180,800 (+29.33%) Land $180,800
2023	$3,069.00 Homeowner's exemption	$69,900	$139,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1985–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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