1120 Mallow Ter, San Jose, CA 95133 Property Records

Santa Clara County property record for 1120 Mallow Ter, San Jose, CA 95133

Property Summary

Property TypeCondominium
Details4 bd · 4 ba · 2,006 sqft · built 2014
Lot Size0.009 acres (435 sqft)
OwnerIndividual Name on File
Last Sale$1,390,000 (Nov 2024)
Tax Bill$19,230 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jul 2023 Mortgage
Flood ZoneZone AO (high risk)
APN254-86-012

Property Details

APN / Parcel Number

Primary APN254-86-012

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories3 Stories
Building Area2,006 sqft Living Area
1st Floor Area430 sqft
2nd Floor Area758 sqft

Exterior

Year BuiltBuilt 2014
Architectural StyleOther
Construction TypeWood
Lot Area435 sqft (0.009 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1120 MALLOW TER
CitySAN JOSE
StateCA
Zip95133-3211
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeA
Legal DescriptionTR 10169 UNIT 156
Legal Tract10169
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2002
Census Tract504319

Owner

1120 Mallow Ter, a condominium, is owned and occupied by an individual who bought it in November 2024.

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1120 MALLOW TER, SAN JOSE, CA 95133-3211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC BAY LENDING GROUP
Jul 25, 2023Deed of Trust, Mortgage · Commercial Mortgage
XREAL HOMES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2024 · Amount on File
Deed SaleNov 18, 2024 · Amount on File
Deed Document Number25730649
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1120 MALLOW TER, SAN JOSE, CA 95133-3211
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1525 MCKENDRIE ST, SAN JOSE, CA 95126-1616

Mortgage

Document Number0025553060
DateNov 1, 2023
Instrument25553060
Lender
NamePACIFIC BAY LENDING GROUP
TypeLending Institution
AddressLA MIRADA, CA 90638
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1120 MALLOW TER, SAN JOSE, CA 95133-3211
Transaction TypeMortgage
Record UpdatedAug 3, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 MALLOW TER, SAN JOSE, CA 95133-3211

Mortgage

Document Number0025505270
DateJul 25, 2023
Instrument25505270
Lender
NameXREAL HOMES LLC
TypeNon-Lending Institution
AddressSAN JOSE, CA 95123
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Mallow Ter was $19,230 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictBerryessa Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$19,230.00 Homeowner's exemption$1,390,000 Land $695,000 Building $695,000
2023$12,958.00 (+0.53%)$878,544 Land $439,272 Building $439,272
2022$12,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1120 Mallow Ter in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1120 Mallow Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless · DSL in parts of the area
800 / 160
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: GeoLinks, Verizon.

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