1120 Lightning Ranch Rd, Georgetown, TX 78628 Property Records

Williamson County property record for 1120 Lightning Ranch Rd, Georgetown, TX 78628

Property Summary

Property TypeGeneral Agricultural/Rural
Details7,079 sqft · built 2022
Lot Size10.2 acres (448,232 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (May 2019)
Tax Bill$29,953 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APNR20049000000001

Property Details

APN / Parcel Number

Primary APNR20049000000001
Alternative APNs
  • R-20-0490-0000-0001CD
  • R573750
  • 396573

Interior

Stories2 Stories
Building Area7,079 sqft Gross Area
1st Floor Area4,472 sqft
2nd Floor Area2,427 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area448,232 sqft (10.2 acres)
Garage Area1,133 sqft

Exterior Amenities

Pool Area1,181 sqft
PorchScreened Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Utility Building325 sqft

Location & Zoning

Account NumberR20049000000001
Street Address1120 LIGHTNING RANCH RD
CityGEORGETOWN
StateTX
Zip78628-2554
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionAW0490 AW0490 - PORTER, A.H. SUR., ACRES 10.29
Legal SubdivisionPORTER, A.H. SUR.
Legal Block1
JurisdictionWILLIAMSON TX
Township / Civil DivisionROUND ROCK-GEORGETOWN
Census Block Group1
Census Block1004
Census Tract20122

Owner

Source: Williamson County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
PLAINSCAPITAL BANK
Jul 10, 2026Deed of Trust, Mortgage · Construction Mortgage
MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE
Feb 23, 2026Deed of Trust, Mortgage
PLAINSCAPITAL BANK
Apr 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PLAINSCAPITAL BANK
Jul 9, 2021Deed of Trust, Mortgage
PLAINSCAPITAL BANK
Jan 7, 2021Warranty Deed, Transfer
LONGHORN TITLE COMPANY INC, LONGHORN TITLE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2019 · Amount on Record
Deed SaleMay 13, 2019 · Amount on Record
Deed Document Number201940793
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Recording DateJul 10, 2026
Property Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554
Document Number0000057667
Instrument DateJul 6, 2026
Instrument202657667
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554

Mortgage

Document Number0000057667,
DateJul 10, 2026
Instrument202657667
Lender
NamePLAINSCAPITAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJul 6, 2028
Interest
Rate6.48%
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Recording DateJul 10, 2026
Property Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554
Document Number0000057668
Instrument DateJul 6, 2026
Instrument202657668
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554

Mortgage

Document Number0000057668,
DateJul 10, 2026
Instrument202657668
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554
Transaction TypeMortgage
Record UpdatedMar 5, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554

Mortgage

Document Number0000013676
DateFeb 23, 2026
Instrument2026013676
Lender
NamePLAINSCAPITAL BANK
TypeBank
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2056

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 CHRISTINE LN, LIBERTY HILL, TX 78642-4609

Mortgage

Document Number0000034207
DateApr 28, 2023
Instrument2023034207
Lender
NamePLAINSCAPITAL BANK
TypeBank
Address78262
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 CHRISTINE LN, LIBERTY HILL, TX 78642-4609

Mortgage

Document Number0000102341
DateJul 9, 2021
Instrument2021102341
Lender
NamePLAINSCAPITAL BANK
TypeBank
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSON TX
Recording DateJan 7, 2021
Property Address1120 LIGHTNING RANCH RD, GEORGETOWN, TX 78628-2554
Document Number0000003350
Instrument DateJan 6, 2021
Instrument3350
Transaction TypeTransfer
Record UpdatedFeb 4, 2021
Title CompanyLONGHORN TITLE COMPANY INC, LONGHORN TITLE CO INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address328 CHRISTINE LN LIBERTY HILL TX 78642, LIBERTY HILL, TX 78642

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 15, 2025

Property Jurisdictions

TypeName
StateTexas
CountyWilliamson County
Unified School DistrictGeorgetown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,953.00 Homeowner's exemption$1,245,311 (+104.55%)$1,961,818 (+222.24%) Land $793,860 Building $1,167,958
2024$29,953.00 (+1,497,55%)
2023$2.00 Additional exemption filed$608,806 Land $608,806$608,806 Land $608,806
2022$2.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 58% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Electronic Corporate Pages
Fixed Wireless
200 / 40
SOS Communications
Fixed Wireless
100 / 20

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