1120 Holmes Ave, Napa, CA 94559 Property Records

Napa County property record for 1120 Holmes Ave, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,149 sqft · built 1955
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Apr 2009)
Tax Bill	$4,694 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-234-003-000`

Property Details

APN / Parcel Number

Primary APN	`046-234-003-000`
Alternative APNs	`046-234-003` `04623403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,149 sqft Living Area
Gross Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	046-234-003
Street Address	1120 HOLMES AVE
City	NAPA
State	CA
Zip	94559-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSUR
Legal Description	LOT 14 SHELTER CRT NO 2 6R/M22
Legal Subdivision	SHETLER COURT UNIT #2
Legal Lot Number	14
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3009
Census Tract	200301

Owner

1120 Holmes Ave is owned and occupied by two individuals who acquired it in March 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 HOLMES AVE, NAPA, CA 94559-4212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2009 · Amount on File
Deed Sale	Apr 23, 2009 · Amount on File
Prior Sale	Jul 6, 2006 · Amount on File
Deed Document Number	20099804
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000011427
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1120 HOLMES AVE, NAPA, CA 94559-4212
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 HOLMES AVE, NAPA, CA 94559-4212

Mortgage

Document Number	0000035216
Date	Nov 16, 2021
Instrument	2021-0035216

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Mar 29, 2021
Property Address	1120 HOLMES AVE, NAPA, CA 94559-4212
Document Number	0000011427
Map Reference	MB 6 PG 22
Instrument Date	Mar 22, 2021
Instrument	2021-0011427
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1120 HOLMES AVE, NAPA, CA 94559-4212

Mortgage

Document Number	0000011428
Date	Mar 29, 2021
Instrument	2021-0011428

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1120 HOLMES AVE, NAPA, CA 94559-4212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024501
Date	Dec 26, 2018
Instrument	2018-0024501

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1120 Holmes Ave was $4,694 with a homeowner's exemption, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,694.00 (+2.24%) Homeowner's exemption	$354,633 (+2%) Land $197,020 Building $157,613	$354,633 (+2%) Land $197,020 Building $157,613
2025	$4,591.00 Homeowner's exemption	$347,680 Land $193,157 Building $154,523	$347,680 Land $193,157 Building $154,523
2023	$4,386.00 (+1.29%) Homeowner's exemption	$334,181 Land $185,657 Building $148,524
2022	$4,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Holmes Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Holmes Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Valley Internet.

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