1120 Gray Ct, Corolla, NC 27927 Property Records

Currituck County property record for 1120 Gray Ct, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,739 sqft · built 1996
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jul 2005)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9936-38-8904`

Property Details

APN / Parcel Number

Primary APN	`9936-38-8904`
Alternative APNs	`115B00000080000` `000146342` `9936-38`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,739 sqft Living Area
Basement Area	496 sqft
Unfinished Basement	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Depth	11.6 ft Depth

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	324 sqft
Porch	Porch
Porch Area	859 sqft
Deck Area	859 sqft
Patio Area	859 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000146342
Street Address	1120 GRAY CT
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 8 COROLLA LIGHT
Legal Subdivision	COROLLA LIGHT PUD
Legal Lot Number	8
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Owner

Source: Currituck County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 CANDLEWOOD RD, BROOMALL, PA 19008-1733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN MINT FCU
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN MINT FCU
Jan 15, 2019	Deed of Trust, Mortgage FRANKLIN MINT FCU
Dec 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN MINT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2005 · Amount on Record
Deed Sale	Jul 1, 2005 · Amount on Record
Deed Book / Page	879 / 213
Prior Transfer Date	Jun 29, 2005
Prior Transfer Doc	0008790215
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Jun 29, 2026
Property Address	1120 GRAY CT, COROLLA, NC 27927
Document Number	0000403951
Book / Page	1863 / 49
Instrument Date	Jun 29, 2026
Instrument	2026403951
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 FAIRVIEW AVE, CEDAR GROVE, NJ 07009-1301

Mortgage

Document Number	0000403951,
Date	Jun 29, 2026
Book Page	1863/49
Instrument	2026403951

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1120 GRAY CT, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016650613
Date	Nov 24, 2021
Book Page	1665/613
Instrument	371078

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1120 GRAY CT, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015370522
Date	May 28, 2020
Book Page	1537/522
Instrument	351606

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1120 GRAY CT, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014690195
Date	Jan 15, 2019
Book Page	1469/195
Instrument	340509

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Nov 5, 2028

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 15, 2017
Property Address	1120 GRAY CT, COROLLA, NC 27927
Document Number	0014280711
Book / Page	1428 / 711
Map Reference	CAB D SL194
Instrument Date	Dec 11, 2017
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 FOREST RETREAT RD, 301, HENDERSONVILLE, TN 37075-2057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 CANDLEWOOD RD, BROOMALL, PA 19008-1733

Mortgage

Document Number	333102
Date	Dec 15, 2017
Instrument	333102

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,237.00 (+0.38%)	$518,400 (-) Land $192,500 Building $325,900
2024	$4,221.00 (+11.78%)	$518,400 (-) Land $192,500 Building $325,900
2023	$3,776.00	$518,400 Land $192,500 Building $325,900	$518,400 (-) Land $192,500 Building $325,900
2021			$518,400 Land $192,500 Building $325,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Ripple Fiber.

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