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1120 Garrison Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1120 Garrison Rd, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,652 sqft · built 2005
Lot Size0.145 acres (6,317 sqft)
OwnerIndividual Name on File
Last Sale$186,500 (Aug 2008)
Tax Bill$3,562 (2023)
Deeds & MortgagesOct 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN029-123-79

Property Details

APN / Parcel Number

Primary APN029-123-79

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,652 sqft Heated Area
Gross Area3,100 sqft
1st Floor Area1,136 sqft
Upper Floors Area1,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,317 sqft (0.145 acres)
Garage Area380 sqft
PorchPorch
Porch Area68 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number029-123-79
Street Address1120 GARRISON RD
CityCHARLOTTE
StateNC
Zip28262-1449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL65 M37-169
Legal SubdivisionDILWORTH CHASE PH 01 MAP 02
Legal Lot Number65
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5520

Owner

1120 Garrison Rd is owned and occupied by an individual who acquired it in October 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address1120 GARRISON RD, CHARLOTTE, NC 28262-1449
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Oct 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2008 · Amount on File
Deed SaleAug 8, 2008 · Amount on File
Prior SaleAug 8, 2008 · Amount on File
Deed Document Number0000136028
Last Transfer DateOct 15, 2020
Transfer Doc0000170185
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1120 GARRISON RD, CHARLOTTE, NC 28262-1449
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000199949
DateOct 19, 2021
Book Page36663/16
Instrument2021199949
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateOct 15, 2020
Property Address1120 GARRISON RD, CHARLOTTE, NC 28262-1449
Document Number0000170185
Book / Page35184 / 521
Map ReferenceMB 37 PG 169
Instrument DateSep 16, 2020
Instrument2020170185
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address121 ASHBOURNE TRCE, 121, STOKESDALE, NC 27357-8536

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 GARRISON RD, CHARLOTTE, NC 28262-1449

Mortgage

Document Number0000170186
DateOct 15, 2020
Instrument2020170186
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1120 Garrison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Garrison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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