Hinds County property record for 1120 Gaines Dr, Terry, MS 39170
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 1940 |
| Lot Size | 0.508 acres (22,111 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $270 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4854-0299-008 |
| Primary APN | 4854-0299-008 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Flooring | Hardwood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 22,111 sqft (0.508 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1120 GAINES DR |
|---|---|
| City | TERRY |
| State | MS |
| Zip | 39170-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 15 FT N & 322 FT W SE COR LOT 11 W 109 FT N 200 FT E 109 FT S 200 FT TO POB BEING PT LOTS 10 & 11 LIVINGSTON SUR TOWN OF TERRY |
| Legal Subdivision | LIVINGSTON SUB OF TERRY |
| Legal Lot Number | 11 |
| Jurisdiction | HINDS MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 11204 |
1120 Gaines Dr, a single family home, is owned by two individuals.
Source: Hinds County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5637 SPENCER DR, JACKSON, MS 39212-3616 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1120 Gaines Dr was $270.
Source: Hinds County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hinds County |
| Unified School District | Hinds County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $270.00 | $1,883 (+0.97%) Land $975 Building $908 | $12,550 (+0.97%) Land $6,500 Building $6,050 |
| 2024 | $270.00 (+1.89%) | $1,865 (-) Land $975 Building $890 | $12,430 (-) Land $6,500 Building $5,930 |
| 2023 | $265.00 (+1.92%) | $1,865 (-) Land $975 Building $890 | $12,430 (-) Land $6,500 Building $5,930 |
| 2022 | $260.00 | $1,865 Land $975 Building $890 | $12,430 Land $6,500 Building $5,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 Gaines Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Gaines Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE WATER ASSOCIATION public/private · serves 1,200 people · EPA ID MS0250004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2022 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 10 / 1 |
May also be available: Verizon, Xfinity.
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