1120 Frost Ave, Waco, TX 76708 Property Records

McLennan County property record for 1120 Frost Ave, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1932
Lot Size0.217 acres (9,450 sqft)
OwnerIndividual Name on Record
Last Sale$33,800 (Jul 2019)
Tax Bill$2,437 (2025)
Deeds & MortgagesJul 2019 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN48-045200-001600-1

Property Details

APN / Parcel Number

Primary APN48-045200-001600-1
Alternative APNs
  • 4804520000160010111
  • 197757

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft
FlooringWood

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1950
Exterior MaterialAsbestos
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area9,450 sqft (0.217 acres)
Lot Dimensions189 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address1120 FROST AVE
CityWACO
StateTX
Zip76708-3633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWINDSOR TERRACE LOT 7 BLOCK 2 ACRES .2169
Legal SubdivisionWINDSOR TERRACE
Legal Block2
Legal Lot Number7
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2010
Census Tract1200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1803 N 6TH ST, WACO, TX 76707-2430
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Vendor's Lien, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
Oct 30, 2018Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleOct 30, 2018
Deed Document Number201925371
Prior Transfer DateJul 22, 2019
Prior Transfer Doc0000025371
Record UpdatedOct 29, 2026

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJul 31, 2019
Property Address1120 FROST AVE, WACO, TX 76708-3633
Document Number0000025371
Map ReferenceVOL 254 PG 414
Instrument DateJul 22, 2019
Instrument2019025371
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2/27 SWANSEA RD CHELSEA VICTORIA AUSTRALIA 3196, 2/27, XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 N 6TH ST, WACO, TX 76707-2430

Mortgage

Document Number0000025372
DateJul 31, 2019
Instrument2019025372
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 30, 2018
Property Address1120 FROST AVE, WACO, TX 76708-3633
Document Number0000038133
Instrument DateMar 4, 2016
Instrument38133
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address600 NAVARRO ST #600 SAN ANTONIO TX 782052456, 600, SAN ANTONIO, TX 78205-2456

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,930 (+0.47%) Land $27,783 Building $81,147$108,930 (+0.47%) Land $27,783 Building $81,147
2025$2,437.00 (-6.38%)$108,420 (-1.9%) Land $25,230 Building $83,190$108,420 (-1.9%) Land $25,230 Building $83,190
2024$2,603.00 (+5.09%)
2023$110,520 Land $25,230 Building $85,290$110,520 Land $25,230 Building $85,290
2022$2,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1989)
Most Recent ClaimMay 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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