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1120 Franklin Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1120 Franklin Ave, Cincinnati, OH 45237

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,508 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$44,000 (Jan 2018)
Tax Bill$2,647 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jul 2018 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN118-0002-0075-00

Property Details

APN / Parcel Number

Primary APN118-0002-0075-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,508 sqft Living Area
Gross Area2,482 sqft
1st Floor Area754 sqft
2nd Floor Area754 sqft
Upper Floors Area176 sqft
Basement Area754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions144 ft deep x 60 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area203 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1120 FRANKLIN AVE
CityCINCINNATI
StateOH
Zip45237-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description1120 FRANKLIN AVE 60 X 144.87 PT LOT 4 A HUFFMAN SUB
Legal SubdivisionHUFFMAN SUB
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3003
Census Tract6400

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6545 MARKET AVE N, 100, CANTON, OH 44721-2430
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed of Trust, Mortgage · Line of Credit
BUILDER FINANCE INC
Jul 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
CHEMICAL BANK
Feb 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 21, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 17, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY
Jan 10, 2018Grant Deed, Transfer
TITLE 365

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2018 · Amount on Record
Deed SaleJan 10, 2018 · Amount on Record
Prior SaleOct 17, 2017 · Amount on Record
Deed Document Number20182613
Last Transfer DateFeb 22, 2020
Transfer Doc0000020203
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1120 FRANKLIN AVE, CINCINNATI, OH 45237-5112
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076411
DateAug 5, 2022
Book Page14724/672
Instrument2022-0076411
Lender
NameBUILDER FINANCE INC
TypeMortgage Company
AddressSIOUX FALLS, SD 57108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term58 Months
DueJun 8, 2027

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1120 FRANKLIN AVE, CINCINNATI, OH 45237-5112
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063488
DateJul 24, 2018
Instrument18-0063488
Lender
NameCHEMICAL BANK
TypeBank
AddressWYOMING, MI 49519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateFeb 28, 2020
Property Address1120 FRANKLIN AVE, CINCINNATI, OH 45237-5112
Document Number0000020203
Book / Page014114 / 001524
Instrument DateFeb 22, 2020
Instrument20203
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6545 MARKET AVE N #100 NORTH CANTON OH 447212430, 100, NORTH CANTON, OH 44721-2430

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJun 21, 2018
Property Address1120 FRANKLIN AVE, CINCINNATI, OH 45237-5112
Document Number0000053344
Book / Page013694 / 002210
Instrument DateMay 11, 2018
Instrument53344
Transaction TypeTransfer
Record UpdatedSep 5, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address836 ALMA PL OAKLAND CA 946102502, OAKLAND, CA 94610-2502

October 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateOct 17, 2017
Property Address1120 FRANKLIN AVE, CINCINNATI, OH 45237-5112
Document Number0000095091
Book / Page013525 / 002017
Instrument DateOct 5, 2017
Instrument95091
Transaction TypeForeclosure
Record UpdatedJan 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateJan 10, 2018
Property Address1120 FRANKLIN AVE, CINCINNATI, OH 45237-5112
Document Number0000002613
Book / Page013581 / 000614
Instrument DateJul 7, 2016
Instrument2613
Transaction TypeTransfer
Record UpdatedMar 8, 2018
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
Tax$132.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address836 ALMA PL OAKLAND CA 946102502, OAKLAND, CA 94610-2502

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,647.00 (+0.11%)$41,539 (+%) Land $7,410 Building $34,129$118,680 (-) Land $21,170 Building $97,510
2024$2,644.00 (-0.15%)$41,537 (-) Land $7,409 Building $34,128
2023$2,648.00 (+140.07%)$41,537 (+169.7%) Land $7,409 Building $34,128$118,680 (+169.73%) Land $21,170 Building $97,510
2022$1,103.00$15,401 Land $6,346 Building $9,055
2020$44,000 Land $18,130 Building $25,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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