1120 Eugene Ln, Madison, GA 30650 Property Records

Morgan County property record for 1120 Eugene Ln, Madison, GA 30650 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,768 sqft · built 1974
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2022)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Jan 2010 Line of Credit Nov 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`037 021`

Property Details

APN / Parcel Number

Primary APN	`037 021`
Alternative APN	`3660`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Heated Area
1st Floor Area	554 sqft
Basement Area	15 sqft
Finished Basement	15 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	690 sqft
Porch	Enclosed Porch
Porch Area	242 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3660
Street Address	1120 EUGENE LN
City	MADISON
State	GA
Zip	30650-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITLEY LAKE 38
Legal Subdivision	WHITLEY LAKES
Legal Phase	01
Legal Lot Number	38
Jurisdiction	MORGAN GA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1030
Census Tract	10301

Owner

Source: Morgan County records · APN 037 021

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1120 EUGENE LN, MADISON, GA 30650-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2010	Deed of Trust, Mortgage · Line of Credit BANK OF MADISON
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES
Nov 16, 2022	Warranty Deed, Transfer
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES
Nov 08, 2022	Warranty Deed, Transfer
Nov 08, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Nov 16, 2022
Deed Document Number	0000705388
Deed Book / Page	705 / 388
Record Updated	Jun 08, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1120 EUGENE LN, MADISON, GA 30650-2209
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00474/0532
Date	Jan 29, 2010
Book Page	474/0532

Lender

Name	BANK OF MADISON
Address	MADISON, GA 30650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 21, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Nov 16, 2022
Property Address	1120 EUGENE LN, MADISON, GA 30650-2209
Document Number	000705/388
Book / Page	705 / 388
Instrument Date	Nov 16, 2022
Instrument	2022-001335
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 EUGENE LN, MADISON, GA 30650-2209

Mortgage

Document Number	0000000705/0000000391
Date	Nov 22, 2022
Book Page	0000000705/0000000391

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Nov 16, 2022
Property Address	1120 EUGENE LN, MADISON, GA 30650-2209
Document Number	000705/387
Book / Page	705 / 387
Instrument Date	Nov 16, 2022
Instrument	2022-001334
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 EUGENE LN, MADISON, GA 30650-2209

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Nov 16, 2022
Property Address	1120 EUGENE LN, MADISON, GA 30650-2209
Document Number	000705/388
Book / Page	705 / 388
Instrument Date	Nov 16, 2022
Instrument	2022-001335
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 EUGENE LN, MADISON, GA 30650-2209

Mortgage

Document Number	0000705391
Date	Nov 16, 2022
Instrument	705/391

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 01, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Nov 08, 2022
Property Address	1120 EUGENE LN, MADISON, GA 30650-2209
Document Number	000705/386
Book / Page	705 / 386
Instrument Date	Nov 08, 2022
Instrument	2022-001333
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 EUGENE LN, MADISON, GA 30650-2209

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Nov 08, 2022
Property Address	1120 EUGENE LN, MADISON, GA 30650-2209
Document Number	000705/385
Book / Page	705 / 385
Instrument Date	Nov 08, 2022
Instrument	2022-001332
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 EUGENE LN, MADISON, GA 30650-2209

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+2.35%) Homeowner's exemption	$138,172 (+8.92%) Land $12,500 Building $125,672	$345,430 (+8.92%) Land $31,250 Building $314,180
2023	$2,981.00 (+15.32%) Homeowner's exemption	$126,858 (+20.03%) Land $12,500 Building $114,358	$317,146 (+20.03%) Land $31,250 Building $285,896
2022	$2,585.00 Homeowner's exemption	$105,689 Land $8,000 Building $97,689	$264,222 Land $20,000 Building $244,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (13211C), updated January 26, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 16% of Georgia
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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