1120 Elmo St, Durham, NC 27701 Property Records

Durham County property record for 1120 Elmo St, Durham, NC 27701

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,450 sqft · built 1967
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (May 2021)
Tax Bill	$2,588 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`0831-48-6771`

Property Details

APN / Parcel Number

Primary APN	`0831-48-6771`
Alternative APNs	`0831-48-67-7182` `083106486771` `111087`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,450 sqft Heated Area
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1120 ELMO ST
City	DURHAM
State	NC
Zip	27701-2607
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RU-5(2)
Legal Description	PROP-TATUM/GOOSE CRK/BLK: J/LT#11-12 PL:00006A-000015
Legal Subdivision	PROP-TATUM/GOOSE CRK
Legal Block	J
Legal Lot Number	11,12
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	453 BIG WILLOW WAY, ROLESVILLE, NC 27571-9330
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
May 11, 2021	Warranty Deed, Construction Loan · Construction Mortgage RFLF 1 LLC
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	202123680
Deed Book / Page	9326 / 62
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1120 ELMO ST, DURHAM, NC 27701-2607
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 BIG WILLOW WAY, ROLESVILLE, NC 27571-9330

Mortgage

Document Number	0094770856
Date	Sep 29, 2021
Book Page	9477/856
Instrument	2021049520

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 11, 2021
Property Address	1120 ELMO ST, DURHAM, NC 27701-2607
Document Number	0093260062
Book / Page	9326 / 62
Map Reference	MB 6 PG 15
Instrument Date	May 7, 2021
Instrument	2021023680
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5907 YARMOUTH AVE, 5907, ENCINO, CA 91316-1128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 BIG WILLOW WAY, ROLESVILLE, NC 27571-9330
Investor	Possibly a Property Investor

Mortgage

Document Number	2021023681
Date	May 11, 2021
Instrument	2021023681

Lender

Name	RFLF 1 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 27, 2019
Property Address	1120 ELMO ST, DURHAM, NC 27701-2607
Document Number	0088360181
Book / Page	8836 / 181
Map Reference	MB 6 PG 15
Instrument Date	Dec 20, 2019
Instrument	2019048159
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 KILLINGSWORTH DR, 200, CARY, NC 27518-8614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5907 YARMOUTH AVE, ENCINO, CA 91316-1128

Mortgage

Document Number	2019048160
Date	Dec 27, 2019
Instrument	2019048160

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,588.00 (+2.54%)	$254,710 (-) Land $105,300 Building $149,410	$254,710 (-) Land $105,300 Building $149,410
2025	$2,524.00 (+119.29%)	$254,710 (+189.8%) Land $105,300 Building $149,410	$254,710 (+189.8%) Land $105,300 Building $149,410
2023	$1,151.00 (+2.4%)	$87,893 Land $19,760 Building $68,133	$87,893 Land $19,760 Building $68,133
2022	$1,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1996–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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