New Castle County property record for 1120 Elm St, Wilmington, DE 19805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 1900 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,900 (Jul 2009) |
| Tax Bill | $1,343 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-034.30-648 |
| Primary APN | 26-034.30-648 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 766 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 100 ft deep x 26 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1120 ELM ST |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19805-4033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 26R-3 |
| Legal Subdivision | WILMINGTON |
| Legal Block | 643 |
| Legal Lot Number | 29 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2600 |
1120 Elm St is owned and occupied by an individual who bought it in July 2009.
Source: New Castle County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 ELM ST, WILMINGTON, DE 19805-4033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2009 · Amount on File |
| Deed Sale | Jul 21, 2009 · Amount on File |
| Deed Document Number | 200947917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 1120 ELM ST, WILMINGTON, DE 19805-4033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1120 ELM ST, WILMINGTON, DE 19805-4033 |
| Document Number | 0000022316 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 20230406-0022316 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1120 Elm St was $1,343.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Wilmington City |
| Unified School District | Christina School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,343.00 | $193,100 Land $42,200 Building $150,900 | |
| 2024 | $120,870 | ||
| 2023 | $1,006.00 (+1%) | $28,000 (-) Land $4,500 Building $23,500 | |
| 2022 | $996.00 | $28,000 Land $4,500 Building $23,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1120 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1120 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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