1120 Elm St, Centralia, WA 98531 Property Records

Lewis County property record for 1120 Elm St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,330 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Oct 2019)
Tax Bill	$2,034 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Sale & Mortgage
APN	`002316-002-000`

Property Details

APN / Parcel Number

Primary APN	`002316-002-000`
Alternative APNs	`2212587` `12195`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,842 sqft
1st Floor Area	1,330 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 64 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2212587
Street Address	1120 ELM ST
City	CENTRALIA
State	WA
Zip	98531-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W E 11 LOT 3 LOTS 4,5 & W 3 LOT 6 BLK 7 NORTHERN PACIFIC REPLAT BLKS 7, 8 & 9
Legal Range	02W
Legal Township	14N
Legal Section	08
Legal Subdivision	NORTHERN PACIFIC REPLAT
Legal Block	7
Legal Lot Number	3-6
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2016
Census Tract	970600

Owner

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 ELM ST, CENTRALIA, WA 98531-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 23, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	20193511854
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1120 ELM ST, CENTRALIA, WA 98531-1148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003533580
Date	Oct 1, 2020
Instrument	3533580

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Oct 23, 2019
Property Address	1120 ELM ST, CENTRALIA, WA 98531-1148
Document Number	0003511854
Map Reference	VOL 1 PG 108
Instrument Date	Oct 21, 2019
Instrument	3511854
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,366.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 ELM ST, CENTRALIA, WA 98531-1148

Mortgage

Document Number	0003511855
Date	Oct 23, 2019
Instrument	3511855

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,800 (-) Land $70,000 Building $239,800	$309,800 (-) Land $70,000 Building $239,800
2024	$2,034.00 (-5.09%)	$309,800 (+18.52%) Land $70,000 Building $239,800	$309,800 (+18.52%) Land $70,000 Building $239,800
2023	$2,143.00
2022		$261,400 Land $70,000 Building $191,400	$261,400 Land $70,000 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	110 (1980–2022)
Claims Outside the SFHA	13 of 110
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 50 claims High Winds, Severe Storms And Flooding, Feb 1996 · 43 claims Severe Storms & Flooding, Nov 1990 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: T-Mobile, Verizon.

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