Mercer County property record for 1120 Edwards St, Joy, IL 61260
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,152 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 090920115013 |
| Primary APN | 090920115013 |
|---|
| Lot Area | 38,333 sqft (0.88 acres) |
|---|
| Street Address | 1120 EDWARDS ST |
|---|---|
| City | JOY |
| State | IL |
| Zip | 61260-8566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 405.5 OF THAT PT OF LOT P LYING N OF TWP RD OUT OF VILLAGE NORTHEAST ADDN |
| Legal Subdivision | NORTHEAST ADDN |
| Legal Lot Number | P |
| Jurisdiction | MERCER IL |
| Township / Civil Division | MILLERSBURG |
| Census Block Group | 2 |
| Census Block | 2197 |
| Census Tract | 40200 |
1120 Edwards St is owned and occupied by an individual.
Source: Mercer County records, as of July 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 EDWARDS ST, JOY, IL 61260-8566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1120 Edwards St was $3,152.
Source: Mercer County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Mercer County |
| County Subdivision | Millersburg Township |
| Unified School District | Mercer County School District 404 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,152.00 | $49,670 Land $4,730 Building $44,940 | $149,010 Land $14,190 Building $134,820 |
| 2022 | $2,904.00 | $48,650 Land $3,940 Building $44,710 | $145,950 Land $11,820 Building $134,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 Edwards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Edwards St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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