1120 E Wells Ave, Sherman, TX 75090 Property Records

Grayson County property record for 1120 E Wells Ave, Sherman, TX 75090

Property Summary

Property Type	Single Family Home
Details	1,956 sqft · built 1968
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,767 (Apr 2026)
Tax Bill	$4,245 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S042 2231043`

Property Details

APN / Parcel Number

Primary APN	`S042 2231043`
Alternative APN	`164216`

Interior

Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Lot Area	13,499 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Porch	Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	1120 E WELLS AVE
City	SHERMAN
State	TX
Zip	75090-6867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOWE C L ADDN, BLOCK 11, LOT E 90 3 & 4, ACRES .3099
Legal Subdivision	STOWE C L ADDN
Legal Block	11
Legal Lot Number	E
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	5
Census Block	5022
Census Tract	1500

Owner

Source: Grayson County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 E WELLS AVE, SHERMAN, TX 75090-6867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Feb 23, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	202610039
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 23, 2026
Property Address	1120 E WELLS AVE, SHERMAN, TX 75090-6867
Document Number	0000010039
Instrument Date	Apr 21, 2026
Instrument	2026.10039
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E WELLS AVE, SHERMAN, TX 75090-6867
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010040,
Date	Apr 23, 2026
Instrument	2026..10040

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 23, 2023
Property Address	1120 E WELLS AVE, SHERMAN, TX 75090-6867
Document Number	0000004545
Map Reference	VOL 122 PG 201
Instrument Date	Feb 22, 2023
Instrument	2023-4545
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 HILLSIDE DR, SHERMAN, TX 75090-8304

Mortgage

Document Number	0000004546
Date	Feb 23, 2023
Instrument	2023-4546

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,698 (+16.56%) Land $71,550 Building $124,148	$195,698 (+16.56%) Land $71,550 Building $124,148
2024	$4,245.00 (+1,305.63%)
2023		$167,898 Land $32,535 Building $135,363	$167,898 Land $32,535 Building $135,363
2022	$302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TekWav.

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