Midland County property record for 1120 E Sugnet Rd, Midland, MI 48642 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 816 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Garage | 480 sqft |
| Last Sale | $158,250 (2025) |
| Tax Bill | $2,613.00 (2024) |
| Primary APN | 14-10-30-416 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 816 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 140 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 141030416 |
|---|---|
| Street Address | 1120 E SUGNET RD |
| City | MIDLAND |
| State | MI |
| Zip | 48642-3788 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK H KENTWOOD DIV 2 EG |
| Legal Subdivision | BLK H KENTWOOD DIV |
| Legal Block | H |
| Legal Lot Number | 8 |
| Jurisdiction | MIDLAND MI |
| Minor Civil Division | MIDLAND |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 290800 |
Source: Midland County records · APN 14-10-30-416
Assessment roll updated March 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9920 CAMBRIDGE ACRES CT, HOLLY, MI 48442-8678 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK OF MICHIGAN |
| Mar 02, 2021 | Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK OF MICHIGAN |
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK OF MICHIGAN |
| Nov 19, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FINLEY CAPITAL LLC |
| Nov 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2025 · Amount on Record |
| Deed Sale | Nov 05, 2025 · Amount on Record |
| Prior Sale | Jun 09, 2025 · Amount on Record |
| Deed Doc Number | 2025R-09898 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1120 E SUGNET RD, MIDLAND, MI 48642-3788 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6509 HOOVER RD, BEAVERTON, MI 48612-9602 |
| Document Number | 001642/827 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 1642/827 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 08, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1120 E SUGNET RD, MIDLAND, MI 48642-3788 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6509 HOOVER RD, BEAVERTON, MI 48612-9602 |
| Document Number | 01642/1469 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 1642/1469 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1120 E SUGNET RD, MIDLAND, MI 48642-3788 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6509 HOOVER RD, BEAVERTON, MI 48612-9602 |
| Document Number | 0001645/91 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 1645/91 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1120 E SUGNET RD, MIDLAND, MI 48642-3788 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6024 EASTMAN AVE, MIDLAND, MI 48640-2518 |
| Document Number | 001676/677 |
|---|---|
| Date | Nov 19, 2024 |
| Book Page | 1676/677 |
| Name | FINLEY CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIDLAND, MI 48640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 05, 2025 |
| Property Address | 1120 E SUGNET RD, MIDLAND, MI 48642-3788 |
| Document Number | 2025R09898 |
| Map Reference | LB B PG 29 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 2025R-09898 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3450 E IMRICH RD, MIDLAND, MI 48642 |
| Name | Verified Name |
|---|---|
| Address | 9920 CAMBRIDGE ACRES CT, HOLLY, MI 48442-8678 |
| Investor | Possibly a Property Investor |
| Document Number | 2025R09899 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025R-09899 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 10.8% |
Source: Midland County records · Assessment roll updated March 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,000 | $144,000 | |
| 2024 | $2,613.00 |
Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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