1120 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 1120 E School St, Owatonna, MN 55060

Property Summary

Property Type	Apartments (5+ Units)
Details	5,328 sqft · built 1975
Lot Size	0.371 acres (16,161 sqft)
Owner	Company Name on File
Tax Bill	$6,814 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-238-0102`

Property Details

APN / Parcel Number

Primary APN	`17-238-0102`

Interior

Units	6 Units
Stories	2 Stories
Building Area	5,328 sqft Finished Area
1st Floor Area	2,664 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	16,161 sqft (0.371 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1120 E SCHOOL ST
City	OWATONNA
State	MN
Zip	55060-3163
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SELVIK BLK 1 LOT 2 SELVIK
Legal Section	TW
Legal Subdivision	SELVIK
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1025
Census Tract	960200

Owner

1120 E School St, a residential property, is owned by a company that acquired it in December 2016.

Source: Steele County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	2523 S COUNTY ROAD 45, OWATONNA, MN 55060-5115
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage MINNWEST BANK
Aug 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage MINNWEST BANK
Feb 16, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2016
Transfer Doc	0000411884
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1120 E SCHOOL ST, OWATONNA, MN 55060-3163
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000449408
Date	Aug 22, 2023
Instrument	A000449408

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2028

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1120 E SCHOOL ST, OWATONNA, MN 55060-3163
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000082862
Date	Aug 22, 2023
Instrument	T000082862

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2028

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Feb 16, 2017
Property Address	1120 E SCHOOL ST, OWATONNA, MN 55060-3163
Document Number	A000411884
Instrument Date	Dec 30, 2016
Instrument	A000411884
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 S COUNTY ROAD 45, OWATONNA, MN 55060-5115
Investor	Possibly a Property Investor

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Feb 16, 2017
Property Address	1120 E SCHOOL ST, OWATONNA, MN 55060-3163
Document Number	T000074611
Instrument Date	Dec 30, 2016
Instrument	T000074611
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 S COUNTY ROAD 45, OWATONNA, MN 55060-5115
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1120 E School St was $6,814.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,814.00	$218,300 (-38.46%) Land $52,600 Building $165,700	$218,300 (-38.46%) Land $52,600 Building $165,700
2025		$354,700 Land $48,500 Building $306,200	$354,700 Land $48,500 Building $306,200
2023	$5,672.00	$312,500 Land $48,500 Building $264,000	$312,500 Land $48,500 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 E School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 E School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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