1120 E McGregor St, Algona, IA 50511 Property Records

Kossuth County property record for 1120 E McGregor St, Algona, IA 50511

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,066 sqft · built 1950
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Mar 2023)
Tax Bill$1,668 (2025)
Deeds & MortgagesApr 2006 Mortgage
Mar 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-12-103-005

Property Details

APN / Parcel Number

Primary APN22-12-103-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
Basement Area870 sqft
Finished Basement300 sqft
Unfinished Basement570 sqft
Game RoomGame Room
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area162 sqft
Deck Area160 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1120 E MCGREGOR ST
CityALGONA
StateIA
Zip50511-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 8RDS OF L 7 & N 8RDS E 25 5/6 OF 8
Legal Range29W
Legal Township95N
Legal Section12
Legal Lot Number1-8
JurisdictionKOSSUTH IA
Township / Civil DivisionALGONA
Census Block Group3
Census Block3018
Census Tract950500

Owner

Source: Kossuth County assessment roll, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2006Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST FSB
Mar 21, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK
Aug 29, 2018Warranty Deed, Transfer
IOWA BANKERS MORTGAGE CORPORATION
Aug 18, 2011Warranty Deed, Transfer · Conventional Mortgage
NORTHWEST BANK
Feb 21, 2006Warranty Deed, Transfer
NORTHWEST FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2023 · Amount on Record
Deed SaleMar 21, 2023 · Amount on Record
Prior SaleAug 29, 2018 · Amount on Record
Deed Document Number2023727
Deed Book / Page2023 / 727
Last Transfer DateApr 14, 2025
Transfer Doc02025/1105
Record UpdatedSep 20, 2026

April 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSSUTH IA
Property Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyKATC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02006/1429
DateApr 26, 2006
Book Page2006/1429
Instrument2006 1429
Lender
NameNORTHWEST FSB
TypeBank
AddressSPENCER, IA 51301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSSUTH IA
Recording DateMar 21, 2023
Property Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921
Document Number002023/727
Book / Page2023 / 727
Instrument DateMar 14, 2023
Instrument2023 0727
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921

Mortgage

Document Number0020230731
DateMar 21, 2023
Instrument2023 0731
Lender
NameFIRST CITIZENS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSSUTH IA
Recording DateAug 29, 2018
Property Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921
Document Number02018/2600
Book / Page2018 / 2600
Instrument DateAug 23, 2018
Instrument000000002600
Transaction TypeTransfer
Record UpdatedMay 28, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921

Mortgage

Document Number0000002018/0000002601
DateAug 29, 2018
Book Page0000002018/0000002601
Instrument000000002601
Lender
NameIOWA BANKERS MORTGAGE CORPORATION
TypeMortgage Company
Agreement
AmountAmount Recorded
Term353 Months
DueJan 1, 2048

August 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSSUTH IA
Recording DateAug 18, 2011
Property Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921
Document Number02011/2574
Book / Page2011 / 2574
Instrument DateAug 15, 2011
Instrument2011 2574
Transaction TypeTransfer
Record UpdatedMay 28, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$141.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921
InvestorPossibly a Property Investor

Mortgage

Document Number02011/2575
DateAug 18, 2011
Book Page2011/2575
Instrument2011 2575
Lender
NameNORTHWEST BANK
TypeBank
AddressSPENCER, IA 51301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2041

February 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSSUTH IA
Recording DateFeb 21, 2006
Property Address1120 E MCGREGOR ST, ALGONA, IA 50511-2921
Document Number02006/0592
Book / Page2006 / 0592
Instrument DateFeb 16, 2006
Instrument2006 0592
Transaction TypeTransfer
Record UpdatedMay 28, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$72.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2303 RIVER RD UNIT B, B, ALGONA, IA 50511-7331
InvestorPossibly a Property Investor

Mortgage

Document Number02006/0593
DateFeb 21, 2006
Book Page2006/0593
Instrument2006 0593
Lender
NameNORTHWEST FSB
TypeBank
AddressALGONA, IA 50511
Agreement
AmountAmount Recorded
Term6 Months
DueAug 17, 2006

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAlgona City
CountyKossuth County
Unified School DistrictAlgona Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,668.00 Homeowner's exemption$133,681 (+14.11%) Land $27,000 Building $106,681
2024$1,668.00 (+0.36%)
2023$117,147 Land $24,300 Building $92,847$117,147 (-12.37%) Land $24,300 Building $92,847
2021$1,662.00$133,681 Land $27,000 Building $106,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONA MUNICIPAL UTILITIES
serves 5,487 people · EPA ID IA5502015
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
LTD Broadband
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Algona Municipal Utilities, AMG Technology Investment Group, T-Mobile USA, Verizon.

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