Kane County property record for 1120 E Main St, #101, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 1,450 sqft · built 1996 |
| Lot Size | 0.51 acres (2,205 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Jun 2015) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-429-033 |
| Primary APN | 09-27-429-033 |
|---|
| Units | 6 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,450 sqft Gross Area |
| 1st Floor Area | 1,450 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 2,205 sqft (0.51 acres) |
| Street Address | 1120 E MAIN ST, 101 |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2287 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CEDAR CROSSING CONDO I - UNIT 101 (EX PT TAKEN FOR RD PER CO 11ED31) |
| Legal Subdivision | CEDAR CROSSING CONDO |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Legal Unit | 101 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 852005 |
1120 E Main St, #101 is owned by a company that bought it in June 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 451 HIGHLAND AVE, WEST CHICAGO, IL 60185-2137 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on File |
| Deed Sale | Jun 12, 2015 · Amount on File |
| Prior Sale | Jan 17, 2008 · Amount on File |
| Deed Document Number | 201530472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1120 E MAIN ST STE 101, 101, ST CHARLES, IL 60174-2287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000006822 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2019K006822 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLARENDON HILLS, IL 60514 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1120 E Main St, #101 was $4,838.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 | $68,983 (+8.53%) Land $13,367 Building $55,616 | $207,032 (+8.53%) Land $40,117 Building $166,915 |
| 2024 | $63,561 Land $12,316 Building $51,245 | $190,759 Land $36,963 Building $153,797 | |
| 2022 | $5,461.00 (+3.86%) | $67,646 (+4.91%) Land $10,981 Building $56,665 | $202,938 (+4.91%) Land $32,943 Building $169,995 |
| 2021 | $5,258.00 | $64,480 Land $10,467 Building $54,013 | $193,440 Land $31,401 Building $162,039 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1120 E Main St, #101 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1120 E Main St, #101 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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