1120 E Lone Star Dr, Buda, TX 78610 Property Records

Caldwell County property record for 1120 E Lone Star Dr, Buda, TX 78610

Property Summary

Property Type	Rural Home
Details	1,572 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Jun 2006)
Tax Bill	$6,381 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0100180-309-020-00`

Property Details

APN / Parcel Number

Primary APN	`0100180-309-020-00`
Alternative APNs	`R42820` `42820`

Interior

Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Roof Type	Reinforced Concrete
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42820
Street Address	1120 E LONE STAR DR
City	BUDA
State	TX
Zip	78610-4824
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A180 MORA, JOSE SEFERINO, ACRES 1.0
Legal Subdivision	MORA, JOSE SEFERINO
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1021
Census Tract	960103

Owner

Source: Caldwell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 E LONE STAR DR, BUDA, TX 78610-4824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit PNC MORTGAGE LLC
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2006 · Amount on Record
Deed Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	20063097
Deed Book / Page	460 / 846
Prior Transfer Date	Jun 22, 2006
Prior Transfer Doc	000460/846
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	1120 E LONE STAR DR, BUDA, TX 78610-4824
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005101
Date	Sep 27, 2017
Instrument	2017-005101

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	1120 E LONE STAR DR, BUDA, TX 78610-4824
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003217
Date	Jun 28, 2019
Instrument	2019-003217

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Mustang Ridge City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,381.00 (+92.49%)
2025		$313,666 (+21%)	$361,130 (-8.48%) Land $95,750 Building $265,380
2024	$3,315.00 (+11.47%)
2023	$2,974.00 (-28.87%) Homeowner's exemption Senior Citizen's exemption	$259,228 Land $109,190 Building $285,420	$394,610 Land $109,190 Building $285,420
2022	$4,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEDMOOR MAHA WSC serves 8,907 people · EPA ID TX2270008
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Spry Air Fiber Fixed Wireless	250 / 50
VTX Communications Fixed Wireless	50 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Spectrum, Verizon.

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