1120 E Frost St, Laredo, TX 78040 Property Records

Webb County property record for 1120 E Frost St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1965
Lot Size	0.148 acres (6,426 sqft)
Owner	2 Individual Names on File
Tax Bill	$453 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`436-00648-070`

Property Details

APN / Parcel Number

Primary APN	`436-00648-070`
Alternative APN	`172817`

Interior

Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,426 sqft (0.148 acres)
Lot Dimensions	139 ft deep x 46 ft wide
Porch	Open Porch
Porch Area	50 sqft
Storage Building	120 sqft

Location & Zoning

Street Address	1120 E FROST ST
City	LAREDO
State	TX
Zip	78040-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 7 BLK 648 ED
Legal Subdivision	EASTERN -- BLOCKS 601 - 650
Legal Block	648
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1007
Census Tract	901

Owner

Source: Webb County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3009 MCPHERSON AVE, LAREDO, TX 78040-2224
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Vendor's Lien, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Apr 15, 2021	Warranty Deed, Transfer
Jan 17, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2021
Deed Sale	Apr 15, 2021
Prior Sale	Jan 17, 2017
Deed Document Number	20211425455
Deed Book / Page	5001 / 268
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	004173/709
Record Updated	Jun 8, 2026

October 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 2, 2024
Property Address	1120 E FROST ST, LAREDO, TX 78040-2230
Document Number	0005724/11
Book / Page	5724 / 11
Instrument Date	Sep 30, 2024
Instrument	1540645
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 MCPHERSON AVE, LAREDO, TX 78040-2224

Mortgage

Document Number	0001540646
Date	Oct 2, 2024
Instrument	1540646

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	7.87%
Max Rate At Change	9.87%
Index	Other
Max Rate	70.1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Apr 15, 2021
Property Address	1120 E FROST ST, LAREDO, TX 78040-2230
Document Number	005001/268
Book / Page	5001 / 268
Instrument Date	Feb 24, 2021
Instrument	1425455
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 SANCTUARY CV, 2, SAN ANTONIO, TX 78257-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E FROST ST, LAREDO, TX 78040-2230

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jan 17, 2017
Property Address	1120 E FROST ST, LAREDO, TX 78040-2230
Document Number	004173/709
Book / Page	4173 / 709
Instrument Date	Dec 1, 2016
Instrument	1286290
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3767 W BARBER LN, 3767, ROBSTOWN, TX 78380-5868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 PATRON LOOP, LAREDO, TX 78045-6487

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,681 (+16.42%) Land $65,095 Building $24,586	$89,681 (+16.42%) Land $65,095 Building $24,586
2024	$453.00 (-5.82%)
2023		$77,035 Land $52,500 Building $24,535	$77,035 Land $52,500 Building $24,535
2022	$481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone, T-Mobile USA.

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