1120 E Cedar Ln, Payson, AZ 85541 Property Records

Gila County property record for 1120 E Cedar Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details960 sqft · built 2006
Lot Size0.78 acres (33,977 sqft)
OwnerOwner Name on File
Last Sale$165,000 (May 2006)
Tax Bill$1,819 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN304-01-010R

Property Details

APN / Parcel Number

Primary APN304-01-010R
Alternative APNs
  • R030917
  • 030917

Interior

Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 2006
Exterior MaterialPlywood
Construction TypeSteel Frame
Roof MaterialAsbestos
Lot Area33,977 sqft (0.78 acres)

Exterior Amenities

PorchPorch
Porch Area452 sqft
Canopy452 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR030917
Street Address1120 E CEDAR LN
CityPAYSON
StateAZ
Zip85541-5701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 11 TOWNSHIP: 10N RANGE: 10E PARCEL 2 OF ROS 2981 , POR GOV LOTS 2 & 11 NW4 SEC11 T10N R10E = 0.78 AC (OUT OF
Legal Range10E
Legal Township10N
Legal Section11
Legal SubdivisionSURVEY MAP 2981
Legal Lot Number2,11 11
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1030
Census Tract500

Owner

The current owner of 1120 E Cedar Ln bought it in May 2006.

Source: Gila County records, as of January 16, 2026

Owner of RecordOwner Name on File
Mailing Address917 S MUD SPRINGS RD, PAYSON, AZ 85541-5756

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2006 · Amount on File
Deed SaleMay 8, 2006 · Amount on File
Deed Document Number0000007908
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address1120 E CEDAR LN, PAYSON, AZ 85541-5701
Document Number0000000491
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedFeb 23, 2017
Title CompanyISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 E CEDAR LN PAYSON AZ 855415701, PAYSON, AZ 85541-5701

Mortgage

Document Number0000000491
DateJan 18, 2017
Instrument491
Lender
NameNATIONAL BK/AZ
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1120 E Cedar Ln was $1,819.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,277 Land $10,801 Building $15,476$262,768 Land $108,007 Building $154,761
2025$1,819.00
2024$27,496 Land $12,328 Building $15,168$274,953 Land $123,278 Building $151,675
2023$1,697.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 E Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 E Cedar Ln is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Sparklight.

Nearby Properties on E Cedar Ln

Nearby Streets

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