1120 E Adams St, Snowflake, AZ 85937 Property Records

Navajo County property record for 1120 E Adams St, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,432 sqft · built 2023
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Feb 2024)
Tax Bill	$803 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-56-070`

Property Details

APN / Parcel Number

Primary APN	`202-56-070`

Interior

Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1120 E ADAMS ST
City	SNOWFLAKE
State	AZ
Zip	85937-6710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SEC 13,T13N,R21E & SEC 18,T13N,R22E: SUNDANCE SPRINGS COMMUNITY UNIT 1 PHASE 2ALOT 70, PER PLAT 27-27 28 AND AS AMENDED PER PLAT 27-44 45 OUT OF 202-07-045A & 303-01-002K FOR2008ROLL
Legal Range	22E
Legal Township	13N
Legal Section	18
Legal Subdivision	SUNDANCE SPRINGS COMMUNITY UNIT 1 PHASE
Legal Phase	2
Legal Lot Number	70
Legal Unit	1
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2125
Census Tract	963400

Owner

Source: Navajo County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5882 APOLLO WAY, LAKESIDE, AZ 85929-5677
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Feb 5, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ZB NA
Sep 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BRADLEY FORTUNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Sep 27, 2023 · Amount on File
Deed Document Number	20241470
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Recording Date	Oct 2, 2026
Property Address	1120 E ADAMS ST, SNOWFLAKE, AZ 85937-6710
Document Number	0000014781
Instrument Date	Sep 22, 2026
Instrument	202614781
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E ADAMS ST, SNOWFLAKE, AZ 85937-6710

Mortgage

Document Number	0000014781,
Date	Oct 2, 2026
Instrument	202614781

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 5, 2024
Property Address	1120 E ADAMS ST, SNOWFLAKE, AZ 85937-6710
Document Number	0000001470
Map Reference	MB 27 PG 44&45
Instrument Date	Jan 30, 2024
Instrument	2024-01470
Transaction Type	Subdivision Related Transfer
Record Updated	May 17, 2024
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 N 1ST ST E, SNOWFLAKE, AZ 85937-5105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5882 APOLLO WAY, LAKESIDE, AZ 85929-5677

Mortgage

Document Number	0000001471
Date	Feb 5, 2024
Instrument	2024-01471

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 27, 2023
Property Address	1120 E ADAMS ST, SNOWFLAKE, AZ 85937-6710
Document Number	0000013364
Map Reference	MB 27 PG 44&45
Instrument Date	Sep 22, 2023
Instrument	2023-13364
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2630 W FOOTHILLS CIR, SNOWFLAKE, AZ 85937-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 N 1ST ST E, SNOWFLAKE, AZ 85937-5105

Mortgage

Document Number	0000013365
Date	Sep 27, 2023
Instrument	2023-13365

Lender

Name	BRADLEY FORTUNE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000013366
Date	Sep 27, 2023
Instrument	2023-13366

Lender

Name	SUNDANCE SPRINGS COMMUNITY UNIT 1 LLC
Type	Non-Lending Institution
Address	55937

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$261,008 (+8.08%) Land $22,000 Building $239,008
2025	$803.00 (+244.64%)	$24,149 (+623.46%) Land $2,000 Building $22,149	$241,493 (+985.36%) Land $20,000 Building $221,493
2024		$3,338 Land $3,338	$22,250 Land $22,250
2023	$233.00 (-4.51%)
2022	$244.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Smith Bagley Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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