1120 E 8th St, Ada, OK 74820 Property Records

Pontotoc County property record for 1120 E 8th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1938
Lot Size	0.138 acres (6,020 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Aug 2020)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14260`

Property Details

APN / Parcel Number

Primary APN	`14260`
Alternative APN	`0235-00-002-003-0-002-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Asbestos
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,020 sqft (0.138 acres)
Lot Dimensions	140 ft deep x 43 ft wide
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	14260
Street Address	1120 E 8TH ST
City	ADA
State	OK
Zip	74820-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W10' LOT 3 & E33' LOT 4 BLOCK 2 NORMAL HTS. ADDITION
Legal Range	06E
Legal Township	04N
Legal Section	34
Legal Subdivision	NORMAL HTS. -ADA SD- NW 34-4-6
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	5
Census Block	5013
Census Tract	88900

Owner

Source: Pontotoc County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 E 8TH ST, ADA, OK 74820-4010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage VISION BANK
Sep 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
Jul 11, 2019	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	0003426139
Deed Book / Page	3426 / 139
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1120 E 8TH ST, ADA, OK 74820-4010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3392/261
Date	Apr 30, 2020
Book Page	3392/261
Instrument	2020-002137

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 14, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 27, 2020
Property Address	1120 E 8TH ST, ADA, OK 74820-4010
Document Number	003426/139
Book / Page	3426 / 139
Instrument Date	Aug 26, 2020
Instrument	2020-004617
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E 8TH ST, ADA, OK 74820-4010

Mortgage

Document Number	2020004618
Date	Aug 27, 2020
Instrument	2020-004618

Lender

Name	VISION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1120 E 8TH ST, ADA, OK 74820-4010
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3334/109
Date	Sep 4, 2019
Book Page	3334/109
Instrument	2019-004741

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 20, 2020

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 11, 2019
Property Address	1120 E 8TH ST, ADA, OK 74820-4010
Document Number	003318/315
Book / Page	3318 / 315
Instrument Date	Jul 11, 2019
Instrument	2019-003566
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20979 COUNTY ROAD 1543, ADA, OK 74820-5367

Mortgage

Document Number	2019003567
Date	Jul 11, 2019
Instrument	2019-003567

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 15, 2020

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (+1.28%) Homeowner's exemption	$13,926 (-7.27%) Land $1,800 Building $12,126	$116,051 (-7.35%) Land $15,000 Building $101,051
2024	$1,329.00 (-5.14%) Homeowner's exemption	$15,017 (+3%) Land $1,791 Building $13,226	$125,258 (+3.09%) Land $15,000 Building $110,258
2023	$1,401.00 Homeowner's exemption	$14,580 Land $1,500 Building $13,080	$121,500 Land $12,500 Building $109,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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